Lower - Dallas, TX, Dallas, TX

Dallas, TX

5.0

(43)

Mortgage

Mortgage Loan Officer

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Dallas, TX

Location & Business Hours

Business Hours

Sun

closed

Mon

9 AM to 5 PM

Tues

9 AM to 5 PM

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5.0

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Buying our home wasn't easy. As self-employed owners of two other properties, getting loan approval felt like an uphill battle - until our agent pointed us to Murdock Richard. From start to finish, Murdock guided us through every step with...

Reply from Murdock Richard

July 22nd, 2026 02:08 PM

Thank you for your comments. You give me too much credit. You like so many borrowers are told that being self-employment makes obtaining financing is a significant challenge. The only difference is that a lender establishes and controls the...

Murdock is the most responsive, available and articulate lender I know!

Reply from Murdock Richard

July 22nd, 2026 02:09 PM

Well Eddie, it seems that we agree on something. Seriously, thank you for your kind words. It was a pleasure to work with you.

The personal service that Murdoch gave us , made us feel like family

Reply from Murdock Richard

July 21st, 2026 08:27 PM

Sammy, it was an honor and pleasure to work with you. As a Purple Heart recipient you deserved to be treated with extra care. Given our history working together, I view you as family. Being from Louisiana certainly helps as well. Thank you...

Murdock's knowledge of the lending process is expansive, and his experience is evident from the very first conversation. He has a remarkable ability to put buyers at ease, explaining the process in a way that builds confidence rather than creating...

Reply from Murdock Richard

July 20th, 2026 05:49 PM

Thank you. We have worked together many years both on your personal loans and the numerous clients you have referred me. Having a real estate agent who is as knowledgeable as you and that is capable of preparing and guiding clients before,...

Highly knowledgeable and very responsive. Keeps the process moving forward and the transaction closed on schedule.

Reply from Murdock Richard

July 19th, 2026 01:52 AM

Thank you. I appreciate you and your family's loyalty over the years. It has always been a pleasure working with you. Also, thank you for referring your clients. Your assistance as their CPA made the process easy. I hope all is well with your...

Murdock has helped us finance three home purchases for Theresa and me over the years and has always given us wise and professional advice and support. We have the unique situation of owning three homes in the same city, and he's guided us through...

Reply from Murdock Richard

July 17th, 2026 08:17 PM

Thank you. Always enjoyed working with you and listening to your world-wide experiences as well as hearing about your hobbies/collectibles. Your behind-the-scenes insights about the people you have worked with is captivating. Your collections...

Personlized customer service. Valuable advice. Amazing communication. I trust Murdock 100% and recommend him constantly to family and friends. He is by far the best loan officer I have ever worked with and have been a loyal customer of his...

Reply from Murdock Richard

July 16th, 2026 07:27 PM

Thank you, John. We have worked together numerous times over the years and each time it has been a pleasure. Although Cynthia makes the decisions, it is always fun to watch you defend your position. We need to get together and play another...

Murdock has made every real estate transaction happen for my family the past 25 years.

Reply from Murdock Richard

July 16th, 2026 07:31 PM

Michael, your and Michelle's organization always made the process easy. I enjoyed our bantering but since Michelle always took your side, I was at a disadvantage. I look forward to our next transaction. Thanks for your kind words.

It was a pleasure working with Murdock throughout our process. He was knowledgeable, committed, and genuinely personable, making the entire experience smooth and free of stress. He took the time to answer every question, kept us informed along...

Reply from Murdock Richard

July 15th, 2026 03:44 PM

Thanks Steve. I can recall the first time we worked together. It was a pleasure then as well as the other times. I have enjoyed watching you grow professionally and the positive impact that you have had on the lives of many students in your...

overall excellent service!

Reply from Murdock Richard

July 14th, 2026 02:55 AM

Thank you, Susan. It has always been a pleasure to work with you, and I certainly appreciate the referrals of your friends. I am very glad that you have so many. I look forward to your next transaction.

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About

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Eastern Standard Time (EST)

Disclaimer

© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.