
L
Lower Mortgage, Dallas, TX
Dallas, TX

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I had an outstanding experience with Mr Murdock Richard .From start to finish, he provided exceptional service and made the entire process smooth and stress-free! I truly appreciate his professionalism, responsiveness and dedication to providing...
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Reply from Murdock Richard
July 3rd, 2026 11:05 PM
Thank you for your very kind words. Being a LA boy, I loved working with a real Cajun. As you know, before we are taught how to read and write, we are taught how to get things done, one way or another. Those lessons are the path to success...
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Murdock and his team are always a pleasure to work with. They provide quick and succin advice.
Reply from Murdock Richard
July 3rd, 2026 11:14 PM
Pace, one aspect of having worked with you on several transactions is the ability to observe your consistent professional growth. You can and should be proud of your success because is the result of your hard work and dedication. It is a pleasure...
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Murdock and the process was great!
Reply from Murdock Richard
July 2nd, 2026 02:46 AM
Steve, it was a pleasure to work with you again. I can't wait to see your home after your renovations. Your home is located on a fantastic street, and its architectural style is unique from an era that will always remain in high demand. Thanks...
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Murdock was thorough and meticulously explained each nuance of the process I did not understand. He also patiently helped me with on-line information that needed to be submitted, as I am technically challenged.
Reply from Murdock Richard
July 2nd, 2026 12:49 AM
Patti, you confronted many HOA challenges, but your patience far exceeded mine. Without your determination, it would have not happened. Thanks for your kind words.
Murdock and his crew are the only people in the industry that I'll do business with or refer to my friends and clients
Reply from Murdock Richard
July 2nd, 2026 12:51 AM
It doesn't seem that long ago working with you on the purchase of your first home. It has been two since then and as I said, I bet you a round of golf that number four is on the near horizon. You and Angela were a pleasure to work with. Thanks...
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Murdock is very throrough and creative in helping clients acheive what they need. Passionate about his business. Works harder than anyone I know.
Reply from Murdock Richard
July 1st, 2026 08:16 PM
Tim, I appreciate your loyalty and the repetitive opportunities over the years to work with you and Traci. Each time has been a pleasure. Thanks for your kind words.
My refinance was very smooth, closing was within 3 weeks, the rates were terrific, and the advice and service from Murdock was excellent.
Reply from Murdock Richard
June 30th, 2026 08:17 PM
Thank you, John. You and your entire office have been so loyal over the years, and it is always a pleasure to work with your team. Again, thank you.
Working with Murdock is an outstanding experience from start to finish. He was always available and makes it a very easy process.
Reply from Murdock Richard
June 30th, 2026 02:29 PM
Thank you for your comments. It was a pleasure working with you as well.
I was referred to Murdock Richard and Lower LLC by friends in the Title business and I couldn't have been more satisfied. From the very start of my refy process, I found his entire operation to be very professional, accessible, available, friendly...
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Reply from Murdock Richard
June 30th, 2026 02:10 PM
Thank you for your very kind words. I really appreciate it.
Murdock is great with his communication skills. He keeps everyone in the transaction updated and he is always available to answer our questions. I always recommend Murdock to my clients and friends. He gives them the same service I expect.
Reply from Murdock Richard
June 30th, 2026 02:11 PM
Thanks for your kind words and your many referrals. It was a pleasure to work with you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.