

Lower - Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dominic kept me informed throught the process and tried to get me the best possible outcome. I truly appreciate gour work on this and grateful to have had you assigned.
Reply from Dominic Dennelo
March 10th, 2026 01:40 PM
Jessica, I'm glad to hear that you felt informed and supported throughout the process. It was my goal to ensure you had a positive experience, and I'm thankful for the opportunity to work with you. Your kind words mean a lot to me, and I'm...
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Hands on, sweet, kind, understanding.
Reply from Ricardo Lopez
March 10th, 2026 03:43 PM
It's truly rewarding to know that my approach resonated with you. I aim to provide a supportive and understanding experience throughout the process. Thank you, Alex, for your kind words!
Wayne was very helpful, easy to work with and punctual on communication. He provided sound advice and paid attention to detail . He was really helpful in me exploring my loan options and equity cash out . I appreciate his help!
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Reply from Wayne Spindler
March 9th, 2026 08:00 PM
I’m glad to hear that you had a positive experience, Sapna. It’s great to know that my advice and support were helpful in exploring your loan options and equity cash out. If you have any more questions in the future, feel free to reach out...
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Kevin made the entire process easy and had an answer to every question that I had. Very customer oriented.
Reply from Kevin Roel
March 9th, 2026 03:07 PM
Your positive feedback means a lot to me, Robert. I'm pleased to hear that I could make the process smooth and provide the answers you needed. Should you have any other questions or need further assistance, don't hesitate to contact me.
Very nice people the transition was great
Reply from Ricardo Lopez
March 9th, 2026 01:44 PM
I'm pleased to hear that you found the process smooth and appreciated the team. Ensuring a positive transition is always my goal. Thank you, Danny, for sharing your experience!
Open conversation and advice, no pressure sales pitch, gave great options and worked all the way through to help
Reply from Temi Fawehinmi
March 6th, 2026 02:49 PM
I'm grateful for your feedback, Nathanial. It’s important to me to offer clear guidance and viable options without any pressure, and I'm glad that approach worked well for you. If you have any further questions or need assistance, please feel...
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Good communication, always pleasant to talk to and respectful.
Reply from Colby Gardner
March 6th, 2026 04:45 PM
I appreciate your feedback, James. It's great to hear that you found my communication effective and respectful. If there's anything else you'd like to discuss or need further assistance with, feel free to reach out.
Rick and his team could not have been more helpful the whole process was like clockwork I have bought a few homes but this is by far the best company I have found Keep up the good work
Reply from Ricardo Lopez
April 13th, 2026 04:11 PM
Could not have done it without your help throughout the process. We made a great team and moved quickly!
Amazing customer service! Great to work with. Positive attitude, and has all the answers.
Reply from Ricardo Lopez
February 24th, 2026 07:06 PM
Thank you for your trust! This was one of the fastest loans I have ever worked on. It could not have been done without your help and timeliness.
Had to jump through several hoops and process kept getting pushed farther out to finish.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.