Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
for
This is my first purchase and I had many questions. Brian took the time to answer all of my questions before even applying. Once I had applied and the process was started. Brian had a team of people communicating with me and ensuring the process...
read more
Reply from Owner
October 11th, 2021 02:37 PM
Thank you for the review. It was a pleasure helping you. We hope you are loving your home!
for
Brian and his team made our first experience buying a house, a smooth one! They had great communication, knowledge, and customer service. We were confident and at ease through the whole process.
Reply from Owner
August 9th, 2021 07:17 PM
We so appreciate the review. It was a pleasure working with you and your family throughout the home buying journey. Thank you!
for
Brian, Lori and Genevieve were great. They took care of everything and answered all my questions throughout the process. If you are in the market for a home loan you'd be remiss not to contact Brian.
Reply from Owner
October 19th, 2022 09:37 PM
Thank you for the review! It means a lot.
for
Brian and his staff were awesome to work with from start to finish. They kept you informed and up to date thru out the process. They are by far the best lenders we have worked with-Thank you-Chris and Jonathan
Reply from Owner
June 3rd, 2021 12:52 AM
Thank you so much for the review. It was a pleasure working with you both. Welcome to MT!
for
Brian is an absolute expert. He’s especially great with first time buyers. Highly recommended.
for
Brian Hafner has received a review with 1 star rating from Mitch Lengel
for
Communication was awesome. Brian and his team made our Refinance quick and painless. Thanks again!
Reply from Brian Hafner
March 19th, 2021 05:37 PM
Thank you so much! I’m glad we were able to save you some money!
for
Brian and the team at Universal Lending were so awesome to work with. Our Refinance was so quick and easy. Thanks so much!
Reply from Owner
April 2nd, 2021 06:55 PM
Thank you so much! It was a pleasure working with you on the refinance of your home!
for
Brian and his assistant Lori were the absolute best. Their communication during this whole process is 10/10. Highly recommend :)
Reply from Brian Hafner - Loan Originator at U...
March 18th, 2021 01:54 PM
Thank you so much! It was a pleasure assisting you with the purchase of your 2nd home.
for
It was a pleasure to work with Brian! Prompt communication and very knowledgeable as we navigated the lending process.
Reply from Owner
February 24th, 2021 09:27 PM
Thank you so much! It was great getting to know you and Robert throughout the process. Hope all is well!
311–320 of 363
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.