Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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I ALMOST didn't call because I kept telling myself I didn't have enough work experience and I didn't work at my job long enough. When I finally decided to call, Brian walked me through all my fears and told me to go for it! I was in a place...
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Reply from Brian Hafner - Loan Originator at U...
August 31st, 2023 02:21 AM
Thank you so much for the generous words. I will share with my team. We loved helping you and making this dream a reality. But truly, you did the work. Thanks for allowing us to be a part of it!
Working with Tawna as our mortgage lender was nothing short of amazing. Being first time home buyers, the entire process seemed overwhelming and confusing when we first began. After finding Tawna, she immediately helped calm our nerves and...
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Brian and his team were amazing during our home buying process. Very knowledgeable and efficient, great communication. Helped us close on our new home without a hitch. 10/10 would recommend.
Reply from Owner
May 17th, 2023 08:20 PM
Colleen, thank you so much for the review. You made things easy on us. Hope you love your new home!
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I was very impressed with Brian Hafner's work during the transaction for my seller. He was responsive, kept me informed at each milestone during the lending process and was able to close the deal early! I highly recommend Brian for all your...
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Reply from Owner
May 17th, 2023 08:21 PM
Laura, thank you so much for the review. Love working with rockstar Realtors like yourself.
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We recently purchased a home with the help of Brian and his team. He is super easy to work with and makes everything run smoothly! Absolutely recommend him to anyone looking to purchase a home!!
Reply from Owner
February 8th, 2023 03:39 AM
Thank you! It was a pleasure working with you. Hope you love your new home!
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Brian and his team were super easy to work with! This was our 3rd time buying a house and it was the easiest process we have had!
Reply from Brian Hafner - Loan Originator at U...
February 3rd, 2023 05:54 PM
Thank you so much! My team and I are honored to have the opportunity to work with you. Hope you and Sarah love your new home!
I love this lady! She was able to work some mortgage magic and get our refi completed in less than 3 weeks. ❤️
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It was great working with Brian and his team. They were informative and helpful throughout the whole process.
Reply from Owner
January 11th, 2023 01:12 AM
Thank you so much for the review. It was a pleasure working with you and Cody. Wishing you the best!
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They were very helpful throughout the process and made buying our home as stress free as possible. I would highly recommend them.
Reply from Owner
December 30th, 2022 07:13 PM
Ryan, thank you so much for the review! I hope you are doing well and loving the new home!
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Brian is truly dedicated to his clientele and to assisting them in any way possible!
Reply from Owner
October 19th, 2022 09:36 PM
Appreciate the review!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.