Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Wanting to trade for a long time now but I have not been able to make any profit. I saw a review on a page about Mrs. Clarice Haynes and I must confess that she is the best trader. She managed my account after I invested $1,000 I got $5,500...
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Brian is very knowledgeable and confident in what he does. He had to talk me down from the ledge when I thought I didn’t want to buy again. He is patient and never pressured me, he just educated me.
Reply from Brian Hafner - Loan Originator at U...
September 28th, 2022 12:32 AM
Thank you for the recommendation. It was an honor helping you throughout the process. Go Griz!
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Brian and his team were incredible to work with during our purchase. We had many setbacks (no fault of ours or theirs) and even though they had done a ton of work, they seamlessly changed gears and made it work for us - without even one complaint!...
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Reply from Brian Hafner
August 30th, 2022 02:09 PM
My team and I were honored to assist with your new purchase. Hope you have an amazing new chapter in Billings. Thank you so much for the kind words.
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Brian and his team worked together so efficiently that our loan was the smoothest home loan I have ever done. I was kept informed of all of the steps, provided dates and times of each procedure and always received a quick response to any questions...
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Reply from Brian Hafner - Loan Originator at U...
August 8th, 2022 09:48 PM
It was a pleasure working with you. I hope you love MT!
Tawna Leonard has received a review with 5 star rating from Elaine W
Tawna was great! Helped us so much to get our home and close on time. Couldn’t of asked for better, she went above and beyond for us and we’re very thankful!
Reply from Owner
June 1st, 2022 06:52 PM
Hello Derek,Our team really appreciates you taking the time to share your thoughts with us. It was a pleasure working with you during the process of getting and closing your home! I am pleased to hear that all went well and I look forward to...
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Working with tawna was amazing when buying our first home. She was honest and gave us all our options on loans/assistance we qualified for. If we had question Tawna was just a phone call away. If your looking for some who genuinely cares about...
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Reply from Owner
June 1st, 2022 06:41 PM
Hello Claire,I am thrilled to have played a role within your loan searching experience! Thank you for sharing your kind words. It means the world to myself and the rest of our team! We look forward to serving you again soon!Best Regards,Tawna...
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Brian and his team were outstanding. He was honest and very straightforward, which we greatly appreciated. His team was able to get us closed on our new house under a tight time frame. I highly recommend their loan services for anybody looking...
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Reply from Brian Hafner
May 24th, 2022 02:05 AM
Thank you so much! That means the world to my team and me. We are so excited for you guys. Enjoy your new home!
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For being a first time homeowner with my brother Brian Hafner made the whole process a breeze if your looking for a home in Billings I highly recommend Universal Lending Home Loans !
Reply from Owner
April 17th, 2022 07:17 PM
I so appreciate the review. It was great working with you and your brother. Hope you love the home!
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Brian Hafner has received a review with 5 star rating from Jackie Richelle
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.