

Universal - Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Brian and his team were very pleasant to worth with! He’s very informative and thorough. Great communication throughout the whole process.
Reply from Owner
May 30th, 2024 02:15 AM
Thank you so much! It was a pleasure working with you and Bryn. I hope you love your new home.
Brian and his team were amazing to work with. He helped make our dreams of owning a home become a reality, even when I didn't think they could. They were there every step of the way and continue to check in with us even after we closed. Highly...
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Reply from Owner
May 22nd, 2024 05:19 PM
It was a pleasure helping you finance your perfect home. Thank you so much for the trust. Wishing you the best!
I had heard glowing recommendations about Brian Hafner, and that's precisely why we chose to work with him. Our journey with Brian and his team was exceptional! They exhibited remarkable organization, ensuring we were informed at every turn....
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Reply from Owner
April 20th, 2024 02:58 AM
Wow. Thank you so much for the kind words. It was a pleasure working with you! We appreciate the opportunity!
Brian was great to work with right from the start. We knew relocating to an area so far from home would be a challenge, but Brian and his team were a great guide and here we are. Thank you!
Reply from Owner
April 13th, 2024 02:57 PM
Thank you so much for the review! I hope you and Monty love Billings. My team and I appreciate the opportunity to assist!
Tawna was amazing! Every step of the way was seamless and Tawna took the nerves out of it. Things were laid out and explained with expertise and she was always available for any questions I could think of! I would highly recommend working with...
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Brian and his crew helped me buy my first house, they answered all my questions without making me feel out of place, they made all the information super easy to understand and the best part was they are quick! I was on a time crunch due to...
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Reply from Brian Hafner
March 5th, 2024 01:53 PM
Thank you so much for the review, Tiffany! It was a pleasure helping you buy your first home. You did all the work so thank you letting my team help! Wishing you the best!
I reached out to Brian earlier this year because of his expertise working with VA home loans, but I quickly realized that he's an expert in all aspects related. His dedication to his clients is apparent from the very start and his team followed...
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Reply from Owner
December 7th, 2023 06:45 PM
It was an honor working with you and your husband. We hope you love your new home. And we will always be here for you! Thank you for the review!
After 5 different experiences with mortgage lenders in the Billings area, Tawna was undeniably the best to work with. She is prompt, communicative, and understanding. I would recommend her to any buyer especially first-time homebuyers who have...
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I ALMOST didn't call because I kept telling myself I didn't have enough work experience and I didn't work at my job long enough. When I finally decided to call, Brian walked me through all my fears and told me to go for it! I was in a place...
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I ALMOST didn't call because I kept telling myself I didn't have enough work experience and I didn't work at my job long enough. When I finally decided to call, Brian walked me through all my fears and told me to go for it! I was in a place...
read more
Reply from Owner
August 31st, 2023 02:19 AM
Thank you so much for the generous words. I will share with my team. We loved helping you and making this dream a reality. But truly, you did the work. Thanks for allowing us to be a part of it!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.