

Universal - Billings, MT
Billings, MT

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Brian is one of the most knowledgable mortgage lenders out there. His passion to help people and his community brightly shines in everything he does, especially his career as a lender. I may be biased as a friend but I can tell you confidently...
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Reply from Brian Hafner - Loan Originator at U...
April 17th, 2025 07:02 PM
Thank you so much for the review. Means the world!
My husband and I were recommended Tawna by our realtor. I'm so glad I did contact her, she helped me begin the loan process and with every step after that! Tawna and the team she worked with were so willing to help me with everything! Tawna...
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Brian and the entire staff were so easy to work with. Since we were moving from out of state, it was comforting to have someone really eager and able to assist. The whole process from pre-qualifing to closing was seamless. Thank you so much....
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Reply from Owner
March 12th, 2025 08:20 PM
Thank you, Judy! My team and I are so grateful to help you with your move to MT. We loved working when you!
Brian Hafner provided outstanding assistance with our home loan process. His friendly, expert guidance and genuine care turned a daunting task into a smooth, stress-free experience. We highly recommend Brian for his professionalism and would...
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Reply from Owner
February 4th, 2025 09:17 PM
Thank you so much for the review! Glad to have you back in Montana!
Brian Hafner provided outstanding assistance with our home loan process. His friendly, expert guidance and genuine care turned a daunting task into a smooth, stress-free experience. We highly recommend Brian for his professionalism and would...
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Reply from Owner
February 4th, 2025 12:00 AM
Thank you so much for the review!
Brian and his team were on top of our loan process every step of the way and continually kept us abreast of next steps. I will not use anyone else going forward and strongly recommend his services to anyone purchasing a home.
Reply from Owner
January 22nd, 2025 08:47 PM
Thank you for the review! It was a pleasure working with you and Nicole. So glad we could make it happen. Wishing you guys the best.
These guys are so wonderful and great at their job. I travel a lot for my occupation and to have these guys do so much behind the scene works while I am away, and call to keep me updated with what is going on, is so fantastic 10/10 and highly...
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Reply from Owner
December 21st, 2024 02:40 AM
Thank you so much for the review and your trust. It was a pleasure helping you buy your first home. Wishing you guys the best!
Brian Hafner has received a review with 5 star rating from Michelle Camara
Reply from Brian Hafner
September 29th, 2025 04:23 PM
Thank you!
Brian & his team were great, from beginning to end, relocating from the East Coast was no easy task, but they did a fantastic job. We highly recommend them.
Reply from Brian Hafner - Loan Originator at U...
December 3rd, 2024 10:19 PM
Thank you so much! I hope you love your new home in Montana!
Brian Hafner has received a review with 5 star rating from Michelle C
Reply from Owner
December 3rd, 2024 03:56 AM
Thank you for the review!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.