Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
for
Brian and his team were fantastic to work with: professional, prompt, and knowledgeable. They were proactive in helping walk us through the loan process which made it easy. Plus, he and his team are so nice and personable that we felt they...
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Reply from Owner
May 13th, 2025 12:00 AM
Thank you so much! It was a pleasure helping you both with your move to MT. Wishing you the best!
for
Brian and his team were fantastic to work with: professional, prompt, and knowledgeable. They were proactive in helping walk us through the loan process which made it easy. Plus, he and his team are so nice and personable that we felt they...
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Reply from Owner
May 28th, 2025 01:58 PM
Welcome to MT! We were honored to help you with your move. Just know we are here for you long after closing! Thank you!
for
Working with Brian Hafner and the team at Universal Lending has been nothing short of exceptional. In this business, peace of mind is often overlooked — but with Brian, it’s something I can always count on. There’s so much that happens behind...
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Reply from Owner
May 1st, 2025 09:09 PM
Wow! Thank you so much for the review. It's always a pleasure working with you. Looking forward to the future!
for
I have had the pleasure of working with Brian many times over the years and I can easily say that he is one of the nicest, most hard working individuals you will ever meet. He is genuine to the core and kind at heart. 10 out of 10 would recommend...
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Reply from Owner
April 24th, 2025 07:13 PM
Man! Thank you so much for the review. Those words mean a lot. Thank you!
for
Working with Brian is seamless. Constant updates so I'm never left in the dark. Clients love him!
Reply from Owner
April 24th, 2025 07:14 PM
Thank you! It's always a pleasure working with you and our mutual clients.
for
Brian is an incredible local lender, and he and his team truly have your best interest at heart. They consistently go above and beyond to get the job done!
Reply from Owner
April 23rd, 2025 10:35 PM
Thank you so much. It's been an honor working with you.
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Working with Brian Hafner is always an incredible experience. His communication is top-notch, and the streamlined process that he and his team provide is truly second to none. As a real estate broker, I value professionalism, clarity, and collaboration—and...
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Reply from Owner
April 23rd, 2025 10:24 PM
Bringing a tear to my eye. Thank you for your continued partnership! Crazy to think how many people we've had the opportunity to help get into a home!
for
Brian is incredibly skilled at what he does. He communicates well and makes his clients a priority!
Reply from Owner
April 23rd, 2025 10:24 PM
Thank you sir! The feeling is mutual.
for
Brian's talent is evident, and his personable nature makes him a standout. He's a hard worker, always easy to reach, and a quick, effective problem-solver – a crucial quality for me... I highly recommend Brian Hafner!
Reply from Owner
April 23rd, 2025 10:04 PM
I appreciate the review and kind words! Excited for your future!
for
Brian and his team hung with us through a long and complicated mortgage process. Their support and knowledge along the way made the difference. You want Brian and his team in your corner. There is no other choice for your mortgage needs! I...
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Reply from Owner
April 18th, 2025 02:50 PM
Thank you so much for the review. It was a pleasure helping you and your family move to the right city ;). Wishing you guys the best.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.