Universal - Billings, MT
Billings, MT
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Brian Hafner has received a review with 5 star rating from MICHELLE
Reply from Owner
December 3rd, 2024 03:56 AM
Thank you for the review!
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Brian and the entire Universal Lending team were exceptional. From the first phone call, to signing papers, the process couldn’t have been easier. (For me at least!) Huge shout out to Brian and his team for being able to work with us and getting...
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Reply from Owner
December 3rd, 2024 03:56 AM
Thanks so much for the review. You and Dani were a dream to work with. And we appreciate your service. Hope you guys love your new home!
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Brian & his team made the process of moving from East Coast go smoothly and even w the few bumps in the road they made sure everything stood on time.
Reply from Owner
December 3rd, 2024 12:00 AM
Thank you so much for the review! It was a pleasure helping you buy your home in MT!
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We used Brian and his team to purchase our first investment property, and we were blown away with the attention to detail, timeliness and smoothness of the process. We felt like we were with the A-team! We will definitely use them again for...
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Reply from Brian Hafner - Loan Originator at U...
November 28th, 2024 03:33 PM
Thank you so much for the review. It was a pleasure working with you. Wishing you guys the best.
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We worked with Brian and his team to buy our first investment property. We were blown away with how smooth and fast the process was. Highly recommend!
Reply from Owner
November 25th, 2024 09:37 PM
It was an honor helping you. I greatly appreciate you thinking of us for your home loan needs. You made it easy on us. Enjoy your new investment property!
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I would like to thank Brian and all his staff “great girls” for the great work and assisting me with refinancing my HELOC loan and guiding me in what was best for me to do with my situation. I am so thankful to my son-in-law Skyler for putting...
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Reply from Brian Hafner
September 29th, 2025 04:23 PM
It was our pleasure. Thank you!
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I would like to thank Brian and all his staff “great girls” for the great work and assisting me with refinancing my HELOC loan and guiding me in what was best for me to do with my situation. I am so thankful to my son-in-law Skyler for putting...
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Reply from Owner
November 8th, 2024 08:11 PM
Thank you so much for the review! It was a pleasure helping you refinance into something more manageable. Wishing you the best.
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We are a senior couple! Brian helped us buy a beautiful new home. No issue came up that he didn’t give his absolute attention! He was kind,understanding and very supportive!! No matter what issue came up he always had a “plan B”! Anyone considering...
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Reply from Owner
November 8th, 2024 08:12 PM
It was a pleasure working with you and Dirk. I hope you guys love your new home. Thank you for the kind words.
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We really appreciate Brian and his team. They figured out a creative product to address our unique situation. It was a smooth easy process, and we are very happy with the end result.
Reply from Owner
November 7th, 2024 04:22 AM
Tracy, thank you so much for the review. It was a pleasure helping you and John buy a house for family. Wishing you guys the best.
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Brian was great to work with! We completely recommend him. He is understanding, easy to work with and funny! I got a call from the first lender we went with 2 weeks prior to our closing date that they cancelled our appraisal and were not continuing...
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Reply from Brian Hafner
September 29th, 2025 04:23 PM
Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.