

Lake Ozark of the Ozarks, MO
Lake Ozark, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Lake of the Ozarks has received a review with 5 star rating from Riley W
Reply from Owner
November 21st, 2025 12:00 AM
Riley, we appreciate your support, thanks for the 5 stars!
My husband and I were first-time homebuyers, and Gerry made the entire process smooth and stress-free. He was knowledgeable, responsive, and genuinely kind every step of the way.
Reply from Gerry Phillips
November 3rd, 2025 03:30 PM
Gabie... you and Reese were SO great to work with. You were total PROs from the start. I am SO happy for you guys. Love how things are coming together for you. You're Awesome!
Got to close with minimal slow downs.
Reply from Gerry Phillips
October 22nd, 2025 09:14 PM
Thanks, Ruth... you & Mike are exceptional!! Hope I get invited to your house-warming! 😁
Gerry was on top of everything and made me feel like a top priority at all stages of the application and approval process. He helped me through the entire process and made everything as simple as possible.
Reply from Gerry Phillips
October 14th, 2025 03:41 PM
Thank you, Danielle.... you were exceptional through the entire process... loved working with you!I would be honored to be invited to your house warming... it's such a beautiful home! You did an amazing and thorough job with your home search....
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Gerry Phillips and his team at First State Bank Mortgage helped me make the entire loan process simple and fast! I cannot thank them enough for all their hard work and dedication to my family!
Reply from Owner
October 21st, 2025 12:00 AM
Thank you, Danielle! We’re so glad to hear that Gerry and his team made the loan process simple and stress-free for you. We truly appreciate your kind words and the opportunity to help your family!
Very personable and truly friemdly
Reply from Gerry Phillips
October 9th, 2025 12:55 PM
Patti... you and Wayne were such a delight to work with. Happy Days ahead with your new condo... congratulations!!
Easy to work with and understood our needs
Reply from Gerry Phillips
October 6th, 2025 10:38 PM
thank you SO much, Wayne... I'm sure you & Patti will have wonderful experiences with your visits to the Lake & your new condo!
Gerry was very responsive, always available.\n And very respectful.
Reply from Gerry Phillips
September 29th, 2025 02:19 PM
Thanks SO much to both you & Macy. It was a delight to work with you both. My only regret is not being able to meet you in person. Praying your new home is as wonderful to you & your family as you dreamed!
Friendly and
Reply from Gerry Phillips
September 26th, 2025 06:08 PM
Thanks for the review, Macy. I really enjoyed working with you & Russell. I'm bummed not to have been able to meet you face-to-face.... maybe some day!
too must electric info for an old goat like myself
Reply from Gerry Phillips
September 22nd, 2025 03:09 PM
Yes, the online age has taken over our industry for sure!
I look forward to putting together several Open Houses to get your existing condo at Cedar Glen SOLD! How about we start with a 2-5pm one this coming Saturday, 9/27/2025?
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
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