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Idaho Falls in Idaho Falls, ID

Idaho Falls, ID

A Higher Standard of Lending

Idaho Falls, ID
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
  • S
    Skyler H
    Rigby, ID
    Posted on December 29th, 2025 04:43 AM
    Moved things along quick so we could close early!
    Reply from Karl Bowcutt
    January 1st, 2026 04:29 PM
    Glad to hear we were able to expedite things so you could close early! It's important to me to keep the process efficient and on track. Thank you for your feedback.
  • E
    Ethan M
    Idaho Falls, ID
    Posted on December 23rd, 2025 05:31 PM
    Karl was ALWAYS there to answer questions. He was patient and very kind. Timmery was always very sweet and a wealth of answers. They know their business and they make it very easy to work with them. Next time I buy a house I'm going go to through...
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    Reply from Karl Bowcutt
    December 26th, 2025 05:32 PM
    Thank you for your thoughtful review, Ethan. I’m glad to hear that my support, as well as Timmery's, made a positive impact on your experience. It’s important to me that you felt well-assisted and comfortable throughout the process. Knowing...
    read more
  • L
    LynDee A
    Basalt, ID
    Posted on December 8th, 2025 12:21 PM
    As a first-time home buyer, I didn’t fully understand the process, but Karl was amazing. He walked me through each step clearly and helped me calculate our mortgage, which made me feel so much more confident and at ease. I truly appreciate...
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    Reply from Karl Bowcutt
    December 11th, 2025 09:39 PM
    I'm really pleased to hear that my guidance was helpful to you as a first-time home buyer, LynDee. I understand how important it is to feel confident and informed during such a significant process. It was my pleasure to walk you through each...
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  • M
    MICHAEL M
    Shelley, ID
    Posted on December 1st, 2025 06:04 PM
    process was smooth
    Reply from Karl Bowcutt
    December 4th, 2025 06:06 PM
    I'm grateful you found the process smooth, Michael. It’s important to me that your experience was seamless, and I appreciate you sharing your thoughts.
  • I
    Isobel P
    Rigby, ID
    Posted on November 24th, 2025 01:56 PM
    Amber was super communicative, explained everything thoroughly, and kept in touch throughout our loan process. She was great!
    Reply from Amber Keeton
    November 27th, 2025 01:57 PM
    I'm glad to hear that you felt well-informed and connected during your loan process, Isobel. Keeping communication clear and thorough is key to any successful transaction. If there's anything more I can do or any questions you have in the future,...
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  • C
    Christopher J E
    Idaho Falls, ID
    Posted on November 21st, 2025 01:01 AM
    Fabulous to work with and great communication.
    Reply from Karl Bowcutt
    November 21st, 2025 04:30 PM
    It's great to hear that you found my communication effective and enjoyed working with me. I appreciate your feedback and thank you for sharing your experience, Christopher!
  • S
    Selena E
    Idaho Falls, ID
    Posted on November 20th, 2025 01:05 PM
    Thank you so much!
    Reply from Karl Bowcutt
    November 20th, 2025 06:06 PM
    I appreciate your kind words. Your feedback means a lot, and I'm glad I could assist you. Thank you!
  • R
    Robert D B
    Pocatello, ID
    Posted on November 16th, 2025 12:09 PM
    Karl is a very busy guy but was still available for any questions I had ' and just a good person all the way around.
    Reply from Karl Bowcutt
    November 17th, 2025 04:37 PM
    It's great to hear that I was able to assist with your questions despite my busy schedule. Thank you for your kind words about my approach and for taking the time to share your thoughts, Robert.
  • M
    Max J
    Idaho Falls, ID
    Posted on November 15th, 2025 02:21 PM
    Karl was super easy to work wit, responded to texts quickly and calls as well!
    Reply from Karl Bowcutt
    November 17th, 2025 04:38 PM
    I'm glad to hear that you found it easy to work with me and appreciated my responsiveness. Staying accessible and answering questions promptly is very important to me. Thank you for your kind words, Max!
  • J
    Joe K
    Pocatello, ID
    Posted on November 13th, 2025 04:15 PM
    I brought Karl a buyer who had been struggling to get help from their original lender. Karl not only stepped in and got things back on track, but also closed the loan early and flawlessly!
    Reply from Karl Bowcutt
    November 13th, 2025 05:04 PM
    I'm glad I was able to assist your buyer and get their loan back on track. It means a lot to me to know that we closed the loan early and successfully. Thank you for entrusting me with this opportunity, Joe. Your feedback is truly valued.
  • 81–90 of 441
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Mountain Standard Time (MST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.