

Idaho Falls, ID
A Higher Standard of Lending
Idaho Falls, ID

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Moved things along quick so we could close early!
Reply from Karl Bowcutt
January 1st, 2026 04:29 PM
Glad to hear we were able to expedite things so you could close early! It's important to me to keep the process efficient and on track. Thank you for your feedback.
Karl was ALWAYS there to answer questions. He was patient and very kind. Timmery was always very sweet and a wealth of answers. They know their business and they make it very easy to work with them. Next time I buy a house I'm going go to through...
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Reply from Karl Bowcutt
December 26th, 2025 05:32 PM
Thank you for your thoughtful review, Ethan. I’m glad to hear that my support, as well as Timmery's, made a positive impact on your experience. It’s important to me that you felt well-assisted and comfortable throughout the process. Knowing...
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As a first-time home buyer, I didn’t fully understand the process, but Karl was amazing. He walked me through each step clearly and helped me calculate our mortgage, which made me feel so much more confident and at ease. I truly appreciate...
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Reply from Karl Bowcutt
December 11th, 2025 09:39 PM
I'm really pleased to hear that my guidance was helpful to you as a first-time home buyer, LynDee. I understand how important it is to feel confident and informed during such a significant process. It was my pleasure to walk you through each...
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process was smooth
Reply from Karl Bowcutt
December 4th, 2025 06:06 PM
I'm grateful you found the process smooth, Michael. It’s important to me that your experience was seamless, and I appreciate you sharing your thoughts.
Amber was super communicative, explained everything thoroughly, and kept in touch throughout our loan process. She was great!
Reply from Amber Keeton
November 27th, 2025 01:57 PM
I'm glad to hear that you felt well-informed and connected during your loan process, Isobel. Keeping communication clear and thorough is key to any successful transaction. If there's anything more I can do or any questions you have in the future,...
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Fabulous to work with and great communication.
Reply from Karl Bowcutt
November 21st, 2025 04:30 PM
It's great to hear that you found my communication effective and enjoyed working with me. I appreciate your feedback and thank you for sharing your experience, Christopher!
Thank you so much!
Reply from Karl Bowcutt
November 20th, 2025 06:06 PM
I appreciate your kind words. Your feedback means a lot, and I'm glad I could assist you. Thank you!
Karl is a very busy guy but was still available for any questions I had ' and just a good person all the way around.
Reply from Karl Bowcutt
November 17th, 2025 04:37 PM
It's great to hear that I was able to assist with your questions despite my busy schedule. Thank you for your kind words about my approach and for taking the time to share your thoughts, Robert.
Karl was super easy to work wit, responded to texts quickly and calls as well!
Reply from Karl Bowcutt
November 17th, 2025 04:38 PM
I'm glad to hear that you found it easy to work with me and appreciated my responsiveness. Staying accessible and answering questions promptly is very important to me. Thank you for your kind words, Max!
I brought Karl a buyer who had been struggling to get help from their original lender. Karl not only stepped in and got things back on track, but also closed the loan early and flawlessly!
Reply from Karl Bowcutt
November 13th, 2025 05:04 PM
I'm glad I was able to assist your buyer and get their loan back on track. It means a lot to me to know that we closed the loan early and successfully. Thank you for entrusting me with this opportunity, Joe. Your feedback is truly valued.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Mountain Standard Time (MST)
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