Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
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Reviews from Web
  • M
    Milande B
    Chambersburg, PA
    Posted on October 10th, 2025 03:12 PM
    I had nice experience thanks to Chris and his team professionalism and responsivenes. They guided me and my son through each step. We had a clear and stress free process and i truly appreciated the support and attention to detail.
    Reply from Chris Fratta
    October 10th, 2025 03:40 PM
    Milande, Thank you for your business and confidence. I really do appreciate it. I'm very excited for both you and Nephson. Please do not hesitate to call me with any future questions.
  • N
    Nephson J
    Chambersburg, PA
    Posted on October 7th, 2025 09:29 PM
    There were no communication issue, everything was on time and they're nice peopl.
    Reply from Chris Fratta
    October 8th, 2025 02:58 PM
    Nephson, Thank you for the opportunity to be a part of this huge milestone! Enjoy your new home. Cheers!
  • for
    Gene Frazier
    Encompass
    J
    Joanne D
    Suitland, MD
    Posted on October 5th, 2025 10:00 PM
    Everyone was so very helpful to me and tried to help me in every way they could!
    Reply from Gene Frazier
    October 9th, 2025 06:26 PM
    I'm glad to hear that you felt supported throughout the process, Joanne. It's important to me that you had a positive experience. If there's anything else I can assist you with, please feel free to reach out.
  • for
    Gene Frazier
    Encompass
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    Antonio F M
    Baltimore, MD
    Posted on October 3rd, 2025 05:05 AM
    I appreciate the prompt response to my phone calls and his honesty.
    Reply from Gene Frazier
    October 6th, 2025 05:06 AM
    Thank you for sharing your thoughts, Antonio. I'm glad to know that you valued the promptness and honesty. If there’s anything else I can assist you with, please feel free to reach out anytime.
  • for
    Gene Frazier
    Encompass
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    Clarence H
    Glen Burnie, MD
    Posted on September 26th, 2025 02:19 AM
    The process went very smooth in just 21 days. What more can I say GREAT JOB on your end.
    Reply from Gene Frazier
    September 29th, 2025 02:21 AM
    I'm pleased to hear the process went smoothly, Clarence. Completing everything in just 21 days is certainly an achievement, and I'm glad to have been a part of it. If you have any questions or need further assistance in the future, don't hesitate...
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  • for
    Gene Frazier
    Encompass
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    Cole C J
    Baltimore, MD
    Posted on September 24th, 2025 03:19 PM
    Received key advice from start to finish. My options were clear and laid out in a digestible form. Multiple people worked with me to make sure I submitted everything on time.
    Reply from Gene Frazier
    September 27th, 2025 03:19 PM
    It's great to know that the advice provided was clear and helpful, Cole. I'm pleased to have been part of a team that assisted you throughout the process, ensuring everything was submitted on time. If you have any questions in the future or...
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  • for
    Gene Frazier
    Encompass
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    Denise R H
    Glen Burnie, MD
    Posted on September 22nd, 2025 01:42 PM
    Your professional 👏 handling of our purchase was absolutely amazing. Thank you so much
    Reply from Gene Frazier
    September 25th, 2025 01:43 PM
    I'm glad you found my assistance helpful during your purchase, Denise. Thank you for your kind words. If you have any questions or need support in the future, feel free to reach out.
  • for
    Gene Frazier
    Encompass
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    David M
    Glen Burnie, MD
    Posted on September 20th, 2025 11:45 AM
    Gene took the time to guide the borrowers through all aspects of the transactio, and on to a successful settlement .
    Reply from Gene Frazier
    September 23rd, 2025 11:47 AM
    I'm grateful for your feedback, David. It's rewarding to know that the guidance I provided was beneficial in achieving a successful settlement. If you have any questions or need further assistance in the future, please don't hesitate to contact...
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  • for
    Gene Frazier
    Encompass
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    Nikita M
    Baltimore, MD
    Posted on September 19th, 2025 08:50 AM
    Working with Ann Ruffhead gave me confidence that my client would settle. I appreciate she was part of the team representing Highlands Residential Mortgage.
    Reply from Gene Frazier
    September 22nd, 2025 08:51 AM
    Thank you for sharing your thoughts, Nikita. I'm glad to hear that Ann Ruffhead contributed positively to your experience. If you have any specific feedback or if there's anything more I can assist with, please feel free to reach out. Your...
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  • for
    Gene Frazier
    Encompass
    A
    Anita L
    Glen Burnie, MD
    Posted on September 15th, 2025 03:47 AM
    His knowledge and time with the Customer.
    Reply from Gene Frazier
    September 18th, 2025 03:48 AM
    I'm glad to know that you appreciated my dedication and expertise. It's important to me to provide the best service possible. If there's ever anything else you need or any questions arise, don't hesitate to get in touch.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.