Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
94%
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5%
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1%
Reviews from Web
  • for
    Gene Frazier
    Encompass
    T
    Timisa M J
    Hanover, MD
    Posted on December 1st, 2025 04:15 PM
    The team is so knowledgeabl, efficient, warm, and pleasant! Thank you so much for everything you did to make the process so smooth for us for a SECOND time! You are all amazing!
    Reply from Gene Frazier
    December 4th, 2025 04:15 PM
    Thank you for sharing your experience, Timisa. I'm pleased to hear that the team made the process smooth for you once again. Your appreciation means a lot to us. If there's anything more I can do for you, please let me know.
  • for
    Gene Frazier
    Encompass
    E
    Epiphany M
    Washington, DC
    Posted on November 29th, 2025 02:57 PM
    Gene is absolutely amazing and I would not have made it through my process without him
    Reply from Gene Frazier
    December 2nd, 2025 02:57 PM
    I'm grateful for your kind words, Epiphany. It’s truly rewarding to know that I could support you through the process. If you ever have more questions or need further assistance, please don't hesitate to get in touch.
  • A
    Amira H
    Baltimore, MD
    Posted on November 17th, 2025 03:27 PM
    The level of professionalism. We were kept informed, and offered options that fit our needs.
    Reply from Chris Fratta
    November 20th, 2025 03:27 PM
    I'm grateful for your kind review, Amira. Keeping you informed and providing options suited to your needs is at the core of my approach. If you have any more questions or need further assistance in the future, please feel free to reach out.
  • for
    Sigal Covaliu
    Encompass
    R
    Robert R
    BRANDYWINE, MD
    Posted on November 16th, 2025 11:54 AM
    Signal was a great help. She always communicated with me and was always there to answer any questions that I may have had.
    Reply from Sigal Covaliu
    November 19th, 2025 06:35 PM
    Robert, I appreciate your feedback. I'm glad I could assist you and be readily available to answer any questions you had. Clear communication is something I prioritize, and it’s pleasing to know it contributed to your experience. If there's...
    read more
  • S
    Steven H
    Baltimore, MD
    Posted on November 15th, 2025 07:51 PM
    Chris is professional, pays attention to details, great communication skills and r espondsive to returning phone calls & emails.
    Reply from Chris Fratta
    November 18th, 2025 07:52 PM
    Your feedback means a lot to me, Steven. I'm glad you found my communication skills and attention to detail helpful. Being responsive is important to ensure a smooth process for you. If there's anything else you need, feel free to contact me....
    read more
  • C
    Carlos S
    Baltimore, MD
    Posted on November 15th, 2025 05:10 PM
    Excellent communication and customer service
    Reply from Chris Fratta
    November 18th, 2025 05:10 PM
    I appreciate your feedback on my communication and customer service. Ensuring a seamless and supportive experience for you is a top priority for me. Should you need any further assistance, I'm here to help.
  • E
    Elizabeth R
    Manchester, MD
    Posted on November 12th, 2025 04:53 PM
    Very kind and easy to talk to
    Reply from Chris Fratta
    November 17th, 2025 06:33 PM
    Thank you for highlighting my approachability and kindness. It's important to me that clients feel comfortable and at ease during their home buying journey. Should you need any assistance in the future, I'm here to help.
  • J
    Jacob G
    Manchester, MD
    Posted on November 10th, 2025 01:48 PM
    Chris was excellent to work with, he had open lines of communication, was very knowledgeable, and made our first time home buying experience a little less stressful. He was always willing to help with our questions and made sure we were getting...
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    Reply from Chris Fratta
    November 10th, 2025 02:20 PM
    Thanks, Jacob! Enjoy your new home, and don't ever hesitate to call/email with any questions. And, if you know of anyone who would benefit from my help, please let me know. Thanks!
  • M
    Margarette G
    Manchester, MD
    Posted on November 8th, 2025 02:17 PM
    Chris is very knowledgeable and great with communicating
    Reply from Chris Fratta
    November 10th, 2025 02:21 PM
    Thanks, Margarette! I love working with you and your clients.
  • for
    Gene Frazier
    Encompass
    S
    Shationa N C
    District Heights, MD
    Posted on October 26th, 2025 03:52 PM
    Prompt with any changes, always available with any questions I had and very transparent
    Reply from Gene Frazier
    October 29th, 2025 03:54 PM
    I appreciate your feedback, Shationa. Ensuring clarity and availability throughout the process is very important to me. If you have any further questions or need assistance, please don't hesitate to reach out.
  • 61–70 of 241
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.