Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
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Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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5 Star
94%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • M
    Marc M
    Emmitsburg, MD
    Posted on May 8th, 2025 09:24 PM
    We searched high and low for a home for these buyers, some issue popped up during the process and Chris was able to navigate, pivot and communicate to the buyer what we needed to do to get to the table.
    Reply from Chris Fratta
    May 9th, 2025 01:23 PM
    I appreciate everything you do for your clients!
  • for
    Gene Frazier
    Encompass
    E
    Erik H
    Richmond, VA
    Posted on May 5th, 2025 05:55 PM
    Very knowledgeable, straightforward, and helpful!
    Reply from Gene Frazier
    May 8th, 2025 06:05 PM
    I'm glad to hear that you found my assistance knowledgeable and helpful. It was a pleasure working with you, and I appreciate your feedback. If you have any further questions or need assistance in the future, please feel free to reach out.
  • J
    Jordan H W
    Burtonsville, MD
    Posted on May 5th, 2025 04:36 PM
    We never had to wait to hear from Chris. He was very helpful in all areas and was always availabl. He is one of the reasons I was able to get my house!
    Reply from Chris Fratta
    May 6th, 2025 01:25 PM
    Jordan, thank you for the 5-star review! I know you're going to enjoy your new home. Please don't hesitate to call me with any question, or if you know of anyone who could benefit from my help.
  • for
    Gene Frazier
    Encompass
    L
    Lukas F
    Richmond, VA
    Posted on May 4th, 2025 01:28 PM
    great communication, prompt, and professional
    Reply from Gene Frazier
    May 7th, 2025 01:33 PM
    I'm thrilled to hear that you found the communication great and appreciated the prompt and professional service. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
  • for
    Gene Frazier
    Encompass
    W
    Whitney W
    Manassas Park, VA
    Posted on April 29th, 2025 02:03 PM
    Gene was incredibly generous with his time and expertise throughout the entire process. My husband and I are first time homebuyers and Gene thoroughly and happily answered any and all questions that we had. He was truly a trusted advisor throughout...
    read more
    Reply from Gene Frazier
    April 29th, 2025 03:41 PM
    Thank you so much for your kind words! It was truly a pleasure to walk alongside you and Jason through your first homebuying journey. I'm grateful for the trust you placed in me and honored to have been part of such an important milestone in...
    read more
  • C
    Courtney M L P
    Baltimore, MD
    Posted on April 24th, 2025 01:20 PM
    Chris was extremely thorough and patient without being overwhelming. We felt like we had all of the information we needed and the space to ask any question without feeling (too) overwhelmed with everything that was out there. It was especially...
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    Reply from Chris Fratta
    April 24th, 2025 02:12 PM
    Thank you for allowing me to be a part of this HUGE life milestone! Enjoy your new home, and please do not hesitate to contact me with any future questions or referrals!
  • for
    Gene Frazier
    Encompass
    D
    Dennis B
    Rosedale, MD
    Posted on April 8th, 2025 10:00 PM
    My buyer clients were very happy. Gene made the process smooth the whole time. I was continuously informed of the status of of my clients loan up to clear to close. Gene is knowledgeable , friendly and professional.
    Reply from Gene Frazier
    April 11th, 2025 10:02 PM
    I'm thrilled to hear that your buyer clients were very happy with the process. It was a pleasure to keep you informed and ensure a smooth experience up to the clear to close. Thank you for your kind words about my knowledge, friendliness, and...
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  • for
    Gene Frazier
    Encompass
    C
    Candace D
    Washington, DC
    Posted on April 2nd, 2025 01:41 PM
    Excellent communication and made fo sure clie f was informed and made it to the closing table.
    Reply from Gene Frazier
    April 5th, 2025 01:44 PM
    I'm glad to hear that you were satisfied with the communication throughout the process, Candace. It was a pleasure ensuring you were well-informed and successfully reached the closing table. Thank you for your feedback and for choosing Highlands...
    read more
  • for
    Sigal Covaliu
    Encompass
    C
    Colleen S
    Glen Burnie, MD
    Posted on March 31st, 2025 03:56 PM
    Sigal was able to close our deal a week earlier than schedule.
  • for
    Gene Frazier
    Encompass
    J
    Jonelle N H
    Baltimore, MD
    Posted on March 30th, 2025 12:59 PM
    The experience with working with Gene and the entide team. Has been top tier!
    Reply from Gene Frazier
    April 2nd, 2025 01:00 PM
    I'm thrilled to hear that your experience working with me and the entire team at Highlands Residential Mortgage, Ltd. has been top-tier. It was a pleasure assisting you, and your feedback is greatly appreciated.
  • 111–120 of 241
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.