Highlands Residential Mortgage, Ltd. - Baltimore, MD's Cover Image
H

Highlands Residential Mortgage, Ltd. - Baltim...

A Higher Standard of Lending

Baltimore, MD
Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Company Logo
Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
8:30 AM to 5 PM
View All days
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
94%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • for
    Sigal Covaliu
    Encompass
    I
    Ifeoma C A
    Waldorf, MD
    Posted on June 16th, 2025 10:20 AM
    Sigal was a genius! She made the whole process seem so easy as she was very knowledgeable, communicative, and many steps ahead to ensure everything goes well. We are very pleased. She went beyond doing 'her job.' If there were 50 stars , that's...
    read more
    Reply from Sigal Covaliu
    June 19th, 2025 10:22 AM
    I'm thrilled to hear that you found the process so seamless and easy. It was a pleasure to assist you, and I truly appreciate your kind words and recommendation. Thank you for choosing Highlands Residential Mortgage, Ltd. for your home purchase...
    read more
  • F
    Fatumatu A
    Elkridge, MD
    Posted on June 5th, 2025 04:25 PM
    Thank you for all your help. The informaiton you provided with along the way was clear and easy to understand. We appreciate your patience when we had questions. And would definitely recommend you to our friends and family. Thank you for such...
    read more
    Reply from Chris Fratta
    June 5th, 2025 04:51 PM
    Fatumatu, Thank you so much for your business and confidence. I'm honored to assisted you and your family with this huge life milestone! Please do not ever hesitate to contact me with any questions or concerns. Enjoy your new home!
  • for
    Gene Frazier
    Encompass
    L
    LaVern A M
    Oxon Hill, MD
    Posted on June 4th, 2025 12:54 AM
    Everyone I interacted with was knowledgeable and could answer my questions!!
    Reply from Gene Frazier
    June 7th, 2025 12:57 AM
    I'm pleased to hear that our team was able to assist you effectively by answering your questions. Your positive experience with us at Highlands Residential Mortgage, Ltd. is greatly appreciated. Thank you for your feedback, LaVern.
  • for
    Gene Frazier
    Encompass
    M
    Michole B
    Bowie, MD
    Posted on June 2nd, 2025 02:14 PM
    Gene is great to work with. He was professional, proactive and knowledgable about all aspects of the transation; which kept things on track, despite unforseen challenges. I will highly recommend him.
    Reply from Gene Frazier
    June 5th, 2025 02:27 PM
    I'm thrilled to hear that your experience was so positive. It was a pleasure to assist you, and I appreciate your recommendation. Thank you for your kind words.
  • R
    Ruben O R
    Baltimore, MD
    Posted on May 31st, 2025 01:02 PM
    Chris was on top of all the needed documents and process. He really made the difference and I would highly recommend his service to anyone I know in Maryland.
    Reply from Chris Fratta
    May 31st, 2025 03:36 PM
    Ruben, thank you so much for your confidence and business...enjoy your new home! Don't hesitate to call/email with any future questions. I'll circle back when a refinance opportunity presents. Thanks, Chris PS - In additional to MD, I'm licensed...
    read more
  • K
    Kenyon H
    Baltimore, MD
    Posted on May 24th, 2025 03:05 PM
    Chris guided us from the very beginning all the way through the end. His knowledge and level of communication helped make the process as painless as it could be .
    Reply from Chris Fratta
    May 24th, 2025 03:35 PM
    Congratulations on your new home and thank you for your business and confidence!
  • N
    Nicole B
    Baltimore, MD
    Posted on May 24th, 2025 03:02 PM
    was very knowledgeable and made the whole experience super easy for first time homebuyers highly recommend talk to text is the best invention ever I do in the car all the time things I text you when I'm driving
    Reply from Chris Fratta
    May 27th, 2025 03:04 PM
    I'm delighted to hear that your experience as a first-time homebuyer was easy and that you found my knowledge helpful. It was a pleasure assisting you, and I appreciate your recommendation. If you have any further questions or need assistance...
    read more
  • N
    Nathan P
    Baltimore, MD
    Posted on May 24th, 2025 01:12 PM
    Chris is knowledgable, personable, and he made us feel comfortable as first time home buyers. He helped us take advantage of state and city programs and never talked down to us. A great person to have on our team!
    Reply from Chris Fratta
    May 27th, 2025 01:15 PM
    I'm thrilled to hear that you felt comfortable and well-supported as first-time home buyers. It was a pleasure helping you navigate the process and take advantage of available programs. Thank you for your kind words and trust in me as part...
    read more
  • P
    Peter T
    Emmitsburg, MD
    Posted on May 10th, 2025 03:57 PM
    The level of communication between myself and Chris was great! He was very helpful with any questions I had as well as being able to suggest what options would work best for me. Highly reccomend Chris and the Highlands mortgage team!
    Reply from Chris Fratta
    May 12th, 2025 01:50 PM
    Thank you, Peter! Your persistence in your home search paid off! Thank you for your business and confidence. Enjoy your new home!
  • for
    Sigal Covaliu
    write_review_unverified
    P
    Pauline B
    Posted on May 9th, 2025 09:56 PM
    I had the pleasure of working with Sigal for my recent loan, and I couldn't be happier with the experience. From the beginning, she demonstrated incredible patience and genuine desire to help. She explained every detail thoroughly and in a...
    read more
  • 101–110 of 241
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.