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Envoy Mortgage Ltd - Oak Harbor, WA
Oak Harbor, WA
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
My wife and I were excited yet nervous about purchasing our first house. We did not know what to expect during the escrow process and have heard of the nightmares some have had. Julian answered all our questions we had and really walked us...
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Reply from Owner
January 9th, 2026 09:57 AM
Thank you Dylan! It was my absolute Pleasure handing you the keys to your first home! Thank you again for trusting and allowing my team and myself the opportunity to help you and your wife take the next step in your Journey together.
My boyfriend and I have been working with Julian for years now. He is extremely knowledgeable and honest. We really feel like he is always looking out for our best interest. Needless to say that we will continue working with him in the future....
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Reply from Owner
January 9th, 2026 09:57 AM
Thank you so much for the kind words! More than that for continuing to allowing me opportunity to help you and your family. From home owners to now investors. I look forward to continuing to help you both and your friends and family =)
JULIAN IS AWESOME. HE GOES ABOVE AND BEYOND NO PHONE CALL OR TEXT WENT UNANSWERED. VERY KNOWLEDGEABLE AND PROFESSIONAL MADE THE PROCESS EASY FOR ME!!! THANK YOU JULIAN!!!
Refinancing for a lower rate and less years was a breeze thanks to Julian Martinez with Julian Lending. Thanks for all your assistance and helping explain things along the way. For any of you in need of a loan officer, Julian is great- We highly...
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Julian Martinez has received a review with 5 star rating from Johnny H
Julian, hands down, is the best to work with in the business. He is patient, kind and thorough. He cares about the individual people he works with above all else. He takes the time to explain every detail so that you feel comfortable and confident...
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Reply from Owner
January 9th, 2026 09:57 AM
Thank you Heather for the review! You and Richard, are an absolute pleasure to work with. My team and I appreciate the opportunity to help you and your family with the purchase of your new home and Refinance.
Extremely exceptional customer service and Julian gives you the feeling that he is the one making the purchase so that you KNOW he dots all the I’s and crosses all the T’s
Promises were all kept and then some , explained the loan process all the way through and encountered us to save as much as we can for house . He knows his job very well I recommend others use him because he was well organized in getting paper...
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Julian was amazing! He made this very difficult process very easy - always communicating, explaining, and available. Paperwork was easy, information easy, timing FAST!! Highly recommend.
Julian and his team were amazing!! My Parents closed on a new purchase with Julian in April of 2017. Unbelievable response times to questions, the loan process was effortless. Julian took the time to explain any and all processes of our transaction...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
CONVENTIONAL LOANS
FHA LOANS
DSCR LOANS
VA LOANS
JUMBO LOANS
USDA LOANS
BANK STATEMENT LOANS
REVERSE MORTGAGE LOANS
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Time Zone
Central Standard Time (CST)
Disclaimer
©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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