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Envoy Mortgage Ltd - Oak Harbor, WA, Oak Harbor, WA
Oak Harbor, WA

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
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8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Working with Amanda was a very pleasant experience. The communication was open and very respectful.
Reply from Amanda Vargas
August 6th, 2026 01:27 PM
Norma, I'm happy to hear that you had a pleasant experience working with me. I appreciate your kind words about the communication. Thank you for taking the time to share your positive experience with Envoy Mortgage Ltd.
Julian made the process very easy, he always told us what was expected from us , when deadlines were and always made himself available to answer question. His active communication and knowledge throughout made our experience with our home loan...
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Reply from Julian Martinez
May 25th, 2026 07:12 PM
I'm grateful for your kind words, Claudia. It's appreciated to hear that my communication and guidance made the home loan process stress-free and enjoyable for you. Treating clients as people, not just applications, is important to me, and...
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I worked with Julian for several years while searching for a home, and I’m so glad I had him throughout this entire journey. I recently closed on a conventional loan, and Julian played a huge role in making that happen.He was always clear in...
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Reply from Owner
May 15th, 2026 02:59 PM
Thank you for sharing your experience, Denise. I'm glad I could support you through the home buying journey and meet the tight deadlines required for your contract. It's great to hear that my assistance with home insurance quotes and responsiveness...
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I worked with Julian for several years while searching for a home, and I’m so glad I had him throughout this entire journey. I recently closed on a conventional loan, and Julian played a huge role in making that happen.He was always clear in...
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Reply from Julian Martinez
May 14th, 2026 02:43 PM
Thank you so much for sharing your experience, Rose. I'm pleased to hear that I could assist you effectively throughout your home search and that we successfully navigated the faster timeline together. It's good to know that my efforts to explain...
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Julian is super great!! Don’t hesitate to work with him or envoy mortgage !! He is super helpful , hard working , super professional, supportive, very knowledgeable!! He also is really funny he has a great sense of humor !! He is very hard...
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Reply from Owner
May 6th, 2026 05:21 PM
I'm really thankful for your kind words, Denise. It's good to know I could help you and your family purchase your childhood home and make the process smooth for you. Your appreciation means a lot, and I'm happy to have been supportive and helpful...
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Julian Martinez was amazing !! He is a great person !! Super knowledge!! He helped my family and I out a lot and made the impossible super possible For us !! highly will recommend him and envoy mortgage to many people !! We will definitely...
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Reply from Julian Martinez
May 5th, 2026 05:46 PM
I'm grateful for your kind words, Jaime. It's appreciated to know that I could be helpful and supportive throughout the process and that we achieved what seemed impossible for you and your family. Your willingness to recommend me and Envoy...
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Julian Martinez has received a review with 5 star rating from Hugo S
Julian was excellent at guiding us through the process and answered all our questions. He would answer right away when we needed him, and made this experience as easy as possible. We would definitely recommend him to family and friends.
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Reply from Julian Martinez
March 27th, 2026 01:29 PM
It's great to hear that you found my guidance helpful and that I could make the process easier for you, Hugo. Being available to answer questions promptly is something I prioritize, so I'm pleased it made a difference for you. Thank you for...
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THE ENVOY TEAM
Reply from Julian Martinez
March 13th, 2026 02:08 PM
Thanks for leaving a positive rating, Charles. If there's anything more you'd like to discuss or if you need further assistance, I'm here to help. Feel free to reach out anytime.
Can't be happier, he always made himself available to answer all my question, and walk me through steps by steps
Reply from Julian Martinez
March 10th, 2026 04:19 PM
I'm pleased to hear that you were satisfied with the support I provided, Sara. Making myself available and ensuring that every step is clear is a key part of what I aim to do. If you ever need anything else or have further questions, feel free...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
CONVENTIONAL LOANS
FHA LOANS
DSCR LOANS
VA LOANS
JUMBO LOANS
USDA LOANS
BANK STATEMENT LOANS
REVERSE MORTGAGE LOANS
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Time Zone
Central Standard Time (CST)
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©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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