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Envoy Mortgage Ltd - Oak Harbor, WA
Oak Harbor, WA

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Julian always does a great job at
explaning and answering any questions we had.
The whole process went smooth and fast
Reply from Julian Martinez
September 14th, 2025 06:51 PM
I appreciate your feedback, Ismael. I'm glad to hear that you found the explanations and answers to your questions helpful. Ensuring a smooth and efficient process is something I strive for, so it's rewarding to know it went well for you. If...
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Julian was absolutely great! So responsive to all my questions and stayed mindfull of all my concerns. He took the time to figure out solutions to any roadblocks and I'm really happy with the outcome.
Reply from Julian Martinez
September 11th, 2025 01:46 PM
I appreciate your feedback, Brian. I'm pleased to know that I was able to address your questions and concerns throughout the process. Finding solutions to any challenges is important to me, so I'm glad to hear that you were satisfied with the...
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Julian was very knowledgeable and kept me informed throughout the entire process. He answered all our questions and helped us understand our loan in its entirety.
Reply from Julian Martinez
August 26th, 2025 12:26 PM
Thank you for your review, Tyler. I'm glad to hear that you found the information and updates clear and helpful. Answering your questions and ensuring you fully understand your loan is important to me, so it's great to know I could provide...
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Communication; guidance and tremendous support
Reply from Julian Martinez
July 10th, 2025 01:25 PM
I'm grateful for your kind words, Maria. Ensuring clear communication and providing strong support are important to me, so I'm pleased to know these aspects stood out during your experience. Thank you for entrusting me with your mortgage needs....
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Julian was personable, informative, and very helpful with our loan process. He worked tirelessly to produce the best result for us and we will definitely count on him for our future mortgage needs.
Reply from Julian Martinez
June 22nd, 2025 02:30 PM
I'm thrilled to hear that you found the loan process informative and helpful. It was a pleasure working with you, and I'm glad I could assist in achieving the best result. I look forward to supporting your future mortgage needs.
Julian Martinez has received a review with 5 star rating from Couture T
Reply from Owner
December 2nd, 2025 06:37 PM
I'm grateful for your positive rating, Couture. If you ever need anything further or have questions, I'm here to help.
I couldn't have asked for a better experience than what Julian provided. He was great in every way! i I highly recommend Julian and Envoy!
Reply from Julian Martinez
June 20th, 2025 07:07 PM
I'm thrilled to hear that you had such a positive experience, Terica. It was a pleasure assisting you, and I truly appreciate your kind recommendation of both myself and Envoy Mortgage Ltd.
Julian provided a lot of resources and knowledge.
Reply from Julian Martinez
May 17th, 2025 01:41 PM
I'm glad to hear that you found the resources and knowledge I provided helpful. It was a pleasure assisting you, and I appreciate your positive feedback.
Julian knows his craft extremely well. He is an absolute expert in the field of lending. We bought our home few months ago & for a homebuyer that is confused/new to the loan/lending process, he is a godsent. Julian has honest, pleasant, down-to-earth...
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I was introduced to Julian Lending for the purchase of my first home. I worked with Julian directly and he was very personable, friendly, always made himself available and had the knowledge to make me feel comfortable and confident in what...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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CONVENTIONAL LOANS
FHA LOANS
DSCR LOANS
VA LOANS
JUMBO LOANS
USDA LOANS
BANK STATEMENT LOANS
REVERSE MORTGAGE LOANS
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Time Zone
Central Standard Time (CST)
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©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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