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Envoy Mortgage Ltd - Oak Harbor, WA
Oak Harbor, WA
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Julian is amazing at what he does! I went through Julian to purchase my first home and working with him was a blessing. He is so knowledgeable, personable and he made himself available to any and all questions I had, either on the phone or...
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What can I say about Julian Lending? A WHOLE lot. I have purchased 2 properties with Julian Lending. In both deals, this guy goes beyond the average scope of work to ensure you a comfortable home buying experience. This last purchase was over...
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Julian made the home buying process as simple as it can be. He always kept me updated and answered all of my questions, usually before I even thought of them. I would definitely recommend him and will definitely use him again!!!
Julian was our lender when We purchased our first home. We were so satisfied with his work, when the time came to refinance our home he was the only person we had in mind. Again he proved himself trustworthy, professional, honest and straightforward....
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Julian was our lender when We purchased our first home. We were so satisfied with his work, when the time came to refinance our home he was the only person we had in mind. Again he proved himself trustworthy, professional, honest and straightforward....
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Julian is the man!!! Don't hesitate, call him!!! He is truly amazing and gets the job DONE. ❤
Just when we thought we wanted to stop the process of buying our very first home due to so much runarounds from our first lender …. We found Julian Martinez.. he meet with us and made the process so much easier. He’s level of knowledge is incredible...
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Julian’s the best! We have bought our home with him and he has done our refi’s. 10/10 recommend.
From Day one Julian was attentive, patient and most of all helpful. Day or night he was there to answer our question, ease our worries and explain the process. A trustworthy lender is like an honest mechanic,rare. I would 100% recommend Julian...
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Reply from Owner
January 9th, 2026 09:57 AM
Thank you Albert for the Kind words. It was a pleasure being able to help you and your family out.
Worked with Julian for our home financing and had the best experience! He is very knowledgeable and explained everything thoroughly making it less daunting than what I thought it would be. He was very communicative throughout the entire process...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
CONVENTIONAL LOANS
FHA LOANS
DSCR LOANS
VA LOANS
JUMBO LOANS
USDA LOANS
BANK STATEMENT LOANS
REVERSE MORTGAGE LOANS
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Central Standard Time (CST)
Disclaimer
©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information