
B
Brookfield, WI
Brookfield, WI

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I had a great experience working with Alex Aerts. Communication was clear and consistent throughout the entire process, and everything was handled quickly and efficiently. Alex was professional, responsive, and made sure everything went smoothly...
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Michael and the team were very easy to work with and swift in answering any and all questions. I was always confident that everything that needed to get done was getting done, without me having to worry about it at all. They made the whole...
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Reply from The Michael Creed Team
November 24th, 2025 01:53 AM
We're pleased to hear that you found working with my team and I to be easy and efficient. It's great to know that everything was taken care of promptly, allowing you peace of mind throughout the process. We appreciate your positive feedback...
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Micheal and Theresa take the extra time to answer questions and truly connect with their clients. Working with them are by far the most pleasant and comfortable experience you will ever have financing a home.
Reply from Owner
October 26th, 2025 03:47 PM
Kyle — thank you so much for taking the time to share this! We truly appreciate your trust and kind words. It means a lot to know that our approach made the process both comfortable and enjoyable. Theresa and I believe that connection and clarity...
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Micheal and Theresa take the extra time to answer questions and truly connect with their clients. Working with them are by far the most pleasant and comfortable experience you will ever have financing a home.
Reply from The Michael Creed Team
November 24th, 2025 01:53 AM
It's great to hear that Theresa & I made your experience with Luminate Bank so pleasant and comfortable. Taking the time to connect with our clients and answer their questions is central to how we aim to operate. Thank you for sharing your...
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Timely communication. Alex goes above and beyond. Very knowledgable!! And a good human and role model.
Alex handled everything I needed to make this buying process as easy as possible for me. He was very transparent, explaining where every dollar went and why it had to be spent.
Alex & his team were present through the entire transaction. Weekly communitcation & updates were outstanding. Alex laid down the groundwork for my clients & educated them every step of the way. He was diligent & got the job done leading us...
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I highly recommend Michael Creed and his team for you mortgage lending needs. The whole process was seamless from start to finish and I am so grateful for their communication and assistant with everything along the way. I can't say enough great...
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Reply from Owner
January 16th, 2026 10:11 PM
Thank you so much, Emily! We’re incredibly grateful for your kind words and trust throughout the process. Clear communication and making things feel seamless are always top priorities for our team, so it means a lot to hear that reflected in...
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From the start to closing the whole team was great at communicating and assisting me from this
Reply from The Michael Creed Team
November 24th, 2025 01:54 AM
It's great to hear that our team's communication and assistance met your expectations from start to closing, Emily. We truly value your feedback and appreciate you taking the time to let us know about your experience with us at Luminate Bank....
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Good communication the only thing i would recommend is the automated email make things confusing sometimes.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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