

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The team was very easy to communicate with and were always available for questions when we had them. The portal is easy to use and made our process go smoothly.
Super supportive, quick to respond, kept us in the loop, explained things well, offered room for questions
The communication from the Creed team was amazing - they were on top of everything throughout the process. We were thrilled that the condo experts from the Creed team were able to get Fannie Mae to approve an HOA that previously had issues,...
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I am feeling your teem as very friendly.
The Michael Creed Team has received a review with 5 star rating from Mindy W
Everyone was extremely helpful throughout the entire process. Every step was explained thoroughly and clearly, and as a first-time home buyer, they helped make everything seem manageable. Any questions I had were answered clearly and promptly,...
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Went the extra mile to keep things on track despite kerfuffles along the way. Friendly, helpful and inform informative.
I still don't understand half or more of what it takes to do anything "mortgage-y". But I do know prompt, effective, respectful, and generous communication when I see it. Your team abounds with it. That combined with determined resourcefulness...
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Always kept us informed every step of the way And I loved the weekly updates..
Good communication and follow up. The team was very responsive to our questions and was there to help every step of the way.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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