

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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I still don't understand half or more of what it takes to do anything "mortgage-y". But I do know prompt, effective, respectful, and generous communication when I see it. Your team abounds with it. That combined with determined resourcefulness...
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Always kept us informed every step of the way And I loved the weekly updates..
Good communication and follow up. The team was very responsive to our questions and was there to help every step of the way.
Michael and his team at Luminate were awesome to work with. They were very clear and consistent with communicating updates to me and my buyers. When we hit a snag the day before closing they were on top of things and we were able to get to...
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Consistent communication! :)
As first-time homebuyers, we couldn’t have asked for a better mortgage team! From start to finish, everyone was incredibly helpful, patient, and supportive. They took the time to explain every step of the process in a way that was easy to understand,...
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Communication and commitment to meeting deadlines
Fast and easy!
Constant communication throughout the whole process
For me and my clients it was very important to stay informed on the process and be prepared for next steps. Michael and his team excelled at both of those. It was such a great experience. I highly recommend buyers and realtors should be working...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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