

Alex Aerts
Mortgage Advisor


Michigan Technological University
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mor...... Show More
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Reviews from Web
Alex was a pleasure to work with and made the entire loan process as easy to navigate as possible. He was transparent and honest and put our best interests as his highest priority. We'd highly recommend Alex to others starting the home buying...
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Working with Alex was a true pleasure and made for an incredibly smooth home buying process! The level of communication by him and his team was amazing! By having contact on a regular basis, we were able to work collaboratively to best serve...
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Reply from Owner
June 8th, 2026 12:03 PM
Megan, thank you so much for the thoughtful review and for being such a great partner throughout the transaction. The best experiences happen when everyone works together with the client's goals at the center, and we're grateful for the opportunity...
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The level of communication by Alex and team was amazing. By having contact on a regular basis, we were able to work collaboratively to best serve our mutual client, resulting in an expedited closing and happy home buyers! I would love to refer...
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Alex is an outstanding lender to work with! As a Realtor, I've worked with a wide variety of lenders, and Alex consistently stands out. He is an excellent communicator, takes the time to educate clients throughout the process, and is proactive...
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Reply from Owner
June 5th, 2026 12:59 PM
Jenny, thank you so much for the thoughtful review and for your continued trust and partnership. It means a lot coming from someone who is equally committed to delivering an exceptional experience for clients. We're honored to work alongside...
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Alex and his team are incredibly thorough and always put their clients’ best interests first. Their communication and service are top-notch. Highly recommend!
Reply from Owner
June 5th, 2026 01:04 PM
Tyler, thank you for the kind words and for your continued partnership. It means a lot coming from someone who shares the same commitment to serving clients at a high level. We're grateful for the opportunity to work alongside great professionals...
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A fellow local professional who is dedicated to their business! Always enjoy our conversations.
Reply from Owner
June 2nd, 2026 12:53 PM
Laura, thank you for the kind words! I've always enjoyed our conversations as well and truly appreciate the opportunity to connect with other professionals who are passionate about serving their clients and helping elevate our industry. Grateful...
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As a local Realtor who has worked with Lenders from all different mortgage companies, I can confidently say that Alex and his team are true mortgage advisors who provide top tier five star service to their clients. He takes the time to truly...
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Reply from Owner
June 1st, 2026 05:24 PM
Vanessa, thank you so much for the incredibly kind words and for the trust you continue to place in me and my team. It means a lot coming from someone who is as committed to serving clients as you are, and we are truly honored to have the opportunity...
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Fantastic experience from beginning to end from Alex and his team. Super fast turn around time on everything, constant communication throughout, and continuous to help even after loan has been given. Would definitely recommend to others
Reply from Owner
June 1st, 2026 05:21 PM
Thank you, Cavyn, for your kind words and for trusting our team with your mortgage financing needs. We are honored to have had the opportunity to help guide you through the home loan process, and we're grateful that our communication, responsiveness,...
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Alex and Libby were very patient in explaining information to me. All of this was very new to me and was a very scary step to take in life. I really valued that they did the time to do so without feeling annoyed by it. Alex was abundantly available...
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Employees at Luminate Bank lie to customers just for contract signatures. They only care about their commission not following through on their word charging customers hidden fees and Veterans do NOT believe them about covering the appraisal...
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Reply from Owner
May 21st, 2026 07:46 PM
We’re sorry to hear about this experience and appreciate you taking the time to share your concerns. We understand how frustrating it can feel when expectations around costs and disclosures aren’t clear. Transparency is important to us, and...
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About
At the heart of our approach is a belief that getting a mortgage should feel empowering—not overwhelming. Just like flipping on a light switch, finding the right home loan should be simple, clear, and tailored to you!
As your dedicated mortgage advisor, I take the time to understand your goals, priorities, and lifestyle. Then I match you with smart home financing solutions that fit—not force—your situation.
From application to closing (and beyond), I keep you informed every step of the way. You’ll never be left in the dark, because I’m always here to guide you with clarity, confidence, and care.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Refinance
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Search Rank ScoreLearn More →
386
/850
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Education
- Michigan Technological UniversityMechanical EngineeringBachelor of Science (BS)

- University of Wisconsin-OshkoshMaster of Business Administration (MBA)

Positions
- Luminate Bank - Mortgage AdvisorApr 12th, 2021 - Current
Memberships
- Make A Wish Committee Member - Gourmet Wishes
- Nationwide Mortgage Licensing System
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2117071
Hobbies
- Golf
- Snowboarding
- DIY Projects
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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