Crystal Lake - 611 Main St, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Raquel was very helpful throughout the entire process. I was super nervous about buying a home and she took the time to explain everything multiple times in detail in a way I could understand. She made this a super positive experience for me!...
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Reply from Raquel Koester
August 26th, 2025 05:32 PM
I'm really glad that I could help make your home buying experience positive and alleviate some of your nerves. Buying a home can definitely feel overwhelming, so I'm pleased to hear that my explanations helped you feel more confident. It's...
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Fantastic experience! Wouldn't change a thing!
Reply from Raquel Koester
July 25th, 2025 07:56 PM
I'm so happy to hear that your experience was fantastic and that everything met your expectations. Ensuring a smooth process is always my goal, and it's wonderful to know that you wouldn’t change a thing. Thank you for sharing your thoughts...
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As this was our first time buying a home, we had so many questions and didn't know a lot about the process . Raquel made the process so enjoyable for us and helped every step of the way.
Reply from Raquel Koester
July 24th, 2025 01:13 PM
I'm so glad that I could make your first home buying experience enjoyable and assist you through every step. It's completely normal to have lots of questions when buying a home for the first time, and I'm pleased I was able to provide the guidance...
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Raquel made our home buying journey as seamless and easy as possible. Very happy!
Reply from Raquel Koester
July 24th, 2025 01:11 PM
I'm really pleased to hear that your home buying journey was so smooth and that you’re very happy with the experience. It was wonderful to assist you through this process. Thank you for sharing your experience with Home State Bank, and congratulations...
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Harry Guerrier
Harry had excellent communication throughout the entire process. He was available at all times to help out with any questions or concerns that I had along the way! Overall, I could not of asked for a better experience!
Reply from Harry Guerrier
May 29th, 2025 11:19 PM
Thanks Devin. I'm thrilled to hear that my communication met your expectations and that you had a great experience. It was a pleasure assisting you with your process at Home State Bank. Thank you for your kind words. You were very responsive...
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Denise Skwierawski
Communication was on point and Denise made sure to walk us through the process explaining what we should expect during the way.
Reply from Denise Skwierawski
June 10th, 2025 12:51 PM
I'm glad to hear that the communication met your expectations and that I was able to guide you through the process effectively. It was a pleasure assisting you at Home State Bank. Thank you for your feedback!
Raquel NAILED the communication aspect. She was quick to answer questions and always available when the realtor and I needed information.
Reply from Raquel Koester
May 9th, 2025 06:06 PM
I'm thrilled to hear that you were satisfied with the communication throughout the process. It was a pleasure to assist you, and I'm glad I could provide the support and information you needed. Thank you for your feedback, Caitlin.
for
Denise Skwierawski
Denise was a dream! She was very intentional with her communication, she made sure that I was well informed and knew all of my options. She made the homebuying process so much easier. She kept me sane!
Reply from Denise Skwierawski
June 5th, 2025 10:28 PM
I am thrilled to hear that I could assist in making your homebuying process easier and more informed. It was a pleasure working with you, and I am grateful for your kind words. Thank you for choosing Home State Bank!
Working with Raquel was a fantastic experience from start to finish. They were professional, knowledgeable, and truly went above and beyond to make the mortgage process as smooth and stress-free as possible. Raquel took the time to explain...
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Reply from Raquel Koester
May 9th, 2025 06:06 PM
I'm thrilled to hear that your mortgage experience was seamless and that you felt supported and informed throughout the process. It was a pleasure assisting you, and I'm delighted that I could help find a rate that suited your needs. Thank...
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Raquel was extremely patient with me and my situation, and was always fun and pleasant to talk with.
Reply from Raquel Koester
April 13th, 2025 01:43 AM
I'm thrilled to hear that you found our interactions pleasant and that I could assist you with patience. It was a pleasure working with you, Beverly. Thank you for your kind words and for choosing Home State Bank.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.