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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
Noel and Darcy are a great team they work together so well to make everything go as smokth smooth as silk. I love working with them.
Reply from Noel Smith at CrossCountry Mortgage
March 22nd, 2026 09:23 PM
We love working with you Brenda, thanks for being such an outstanding agent! Noel
Noel and Darcy were amazing with communication with both my client and myself. They worked a hard to get this deal closed and did it in less than 30 days. I would highly recommend Noel Smith.
Brenda Kinder
John L Scott
Columbia Gorge
Reply from Owner
August 5th, 2023 12:00 AM
Wonderful working with you Brenda, always our pleasure. You do such a great job for your clients!
Noel and Darcy were quick to respond, courteous, and educational during the entire process!
Reply from Noel Smith at CrossCountry Mortgage
March 18th, 2026 03:24 PM
Gates, so happy you were able to get into your first home, what a great investment. Congratulations and take care!
Noel and Darcy were quicm to respond and were big advocates when there woke problems with the seller.
Reply from Noel Smith at CrossCountry Mortgage
March 16th, 2026 11:18 PM
It was great working with you Jackie, you made a great investment! Noel
Noel and Darcy are excellent to work with. They were able to answer all of my questions quickly, and worked with me to get the right loan for me. There were some problems with closing on my new home due to the seller, and Noel was flexible...
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Reply from Owner
March 17th, 2026 03:55 AM
Thanks for being so great to work with Jackie. Very happy to see we could help you get into your new home. Congratulations!
Very easy to commun with ! Very trustworthy and does an amazing job with everything !
Reply from Noel Smith at CrossCountry Mortgage
March 15th, 2026 03:48 AM
Congrats Homeowner! You were great to work with and made a wonderful decision. It’s a great home. Enjoy!
Noel!! His and his team's service is always "top shelf". :You can't find a better mortgage broker.
Reply from Noel Smith at CrossCountry Mortgage
March 8th, 2026 08:36 PM
The feeling is mutual Dennis, thank you! Always love assisting you and your great clients!
Noel was super helpful almost always available for questions / concerns as well as he's an incredibly knowledgeable man about this field.
Reply from Noel Smith at CrossCountry Mortgage
March 7th, 2026 09:47 PM
Thanks Jonathan. It was a pleasure to work with you both. You made a great decision. Congrats Homeowner!
Great professional team
Reply from Owner
March 7th, 2026 11:33 PM
Thanks Jonathan, congrats on your new purchase!
CrossCountry Mortgage was a pleasure to work with. Communication is great. Noel does sure a great job a describing exactly the options you have when setting up your mortgauge loan. As a small business owner sometimes securing a home loan is...
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Reply from Owner
March 10th, 2026 11:58 PM
Matt - You were fantastic to work with. I’m glad we worked together to get you a fantastic new home. Well deserved! Noel
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095