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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
Noel and Darcy were excellent to work with and made the mortgage process straightforward and easy to navigate!
Reply from Owner
June 27th, 2026 10:23 PM
We appreciate the kind words very much James. You and your wife were fantastic to work with. We are extremely excited for you both on this new adventure in Middleton, the home is great. All the best!
Noel and his team were very great to work with. The entire process was very painless. I would recommend CrossCountry Mortgage to everyone looking to purchase a home.
Reply from Owner
June 23rd, 2026 01:15 AM
Thanks so much David. You and your wife were wonderful to work with. Glad we could assist on your new home in The Dalles. Cheers!
Noel Smith exemplifies what a great mortgage broker should be. His communicationa and dedication shine through every time.
Reply from Noel Smith at CrossCountry Mortgage
June 18th, 2026 08:33 PM
Always a pleasure working with you Dennis, you're a true PRO.
We recently purchased a home and had a great experience with Noel from CCM for our home loan. He is very personable and reachable throughout the loan process. He always took the time to validate questions and explain things. Noel's customer...
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Reply from Owner
June 9th, 2026 03:48 PM
I appreciate the kind words, Katie. Thank you. Both of you are just amazing to work with throughout the process. What a great property, very excited for you and your family. Please let me know anytime questions pop up down the road. Noel
We had a great experience with Noel from CCM. He is very personable and reachable throughout the loan process. He always took the time to validate questions and explain things. Noel's customer service is amazing. Would recommend!
Reply from Noel Smith at CrossCountry Mortgage
June 9th, 2026 03:43 PM
I appreciate the kind words, Katie. Thank you. Both of you are just amazing to work with throughout the process. What a great property, very excited for you and your family. Please let me know anytime questions pop up down the road. Noel
Him and his team went over the top the make sure we had a painless experience closing on our forever home .
Reply from Noel Smith at CrossCountry Mortgage
May 22nd, 2026 02:05 PM
You and Rita are the best! Congrats on your new, wonderful home. Well-deserved Richard.
Cheers!
Noel and his team were amazing keeping me updated at least every other day on our loan process. I haven't had a loan for years and forgot what is needed to process one. It was seamless and painless to close on our fire er home. Thanks noel...
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Reply from Owner
May 22nd, 2026 02:06 PM
Congrats Rita and Richard, you both were great to work with. Very excited for you both!
Noel is a fantastic person to work with. Works hard to get the right mortgage for you and is so personalable to work with. Would recommend him in a heartbeat.
Reply from Owner
May 14th, 2026 09:27 PM
Cindy - Thanks so much for letting us assist with your move from Washington to Twin Falls. You were so great to work with. You have a wonderful new home, enjoy!
Noel and Darcy at Cross Country Mortgage were fantastic. Friendly, responsive, and genuinely easy to work with from start to finish. They handled a unique situation with real creativity and made what could have been a stressful process feel...
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Reply from Noel Smith at CrossCountry Mortgage
May 11th, 2026 07:58 PM
Thanks Jason, we were thrilled to work with you both on your home purchase in The Dalles, you were great. The home is amazing and well deserved. We will stay in touch. Enjoy!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095