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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016

Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
Noel figured out how close on the home i wanted to purchase in very fast amount of time we had left for closing. Wasnt going to get the loan with the different lender i was about to go with but he figured out how to make it work And wr got...
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Reply from Noel Smith at CrossCountry Mortgage
October 28th, 2026 03:29 PM
It was great meeting you and working with you Jerin. Thrilled that we could get you in your new home in Kuna, its a great home and spot. Cheers!
Purchasing a home that is in a different state from where I currently live coold have been tricky. Noel was referred to me by my Realitor and was I ever lucky she knew a great mortgage company. Noel and Darcy worked as a team to fulfill our...
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Reply from Noel Smith at CrossCountry Mortgage
October 25th, 2026 11:53 PM
It was our pleasure working with you Evie, and I know you made a wise decision purchasing in Kuna, it's a great home. Cheers! Noel
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Fredi C
Reply from Owner
October 25th, 2026 11:56 PM
Can't be more thrilled for you Fredi, you have a great new home in The Dalles. Congrats, you deserve it!
noel and darcy did amazing truly blessed to have work with them.
Reply from Noel Smith at CrossCountry Mortgage
October 25th, 2026 11:56 PM
Can't be more thrilled for you Fredi, you have a great new home in The Dalles. Congrats, you deserve it!
What I appreciated most was the excellent communication throughout the entire process. Noel and Darcy were incredibly proactive, always keeping me informed and making sure I knew what to expect every step of the way. I never had to chase down...
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Reply from Noel Smith at CrossCountry Mortgage
October 11th, 2026 03:15 AM
Lori - We are so excited for you and your new home, it’s so, so nice! Always a pleasure working with you, a big thank you. Cheers! Noel
I cannot say enough good things about Noel Smith and his team! Their communication was outstanding—they were always responsive, kept me informed every step of the way, and made sure all my questions were answered. They made the entire mortgage...
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Reply from Owner
October 11th, 2026 04:40 PM
Lori - We are so excited for you and your new home, it’s so, so nice! Always a pleasure working with you, a big thank you. Cheers! Noel
Working with Noel and Darcy was SMOOOOTH sailing. They were quick, thorough, and happy to help with all my questions. 10/10!
Reply from Owner
September 30th, 2026 12:21 AM
Thanks so much Larissa - So excited for you and your family. Enjoy your great new home in Bliss! Noel
Noel and his team were absolutely fantastic to work with. They were prompt, clear, and incredibly thorough in explaining every step of the lending process. We always felt informed thanks to their regular updates, and their communication was...
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Reply from Owner
September 20th, 2026 05:13 PM
We appreciate that very much Dawnyel. You both were so great to work with. So glad we could assist on your home purchase in White Salmon!
Hreat communication and processes
Reply from Noel Smith at CrossCountry Mortgage
September 18th, 2026 01:37 PM
Always great working with you Brenda!
Noel and staff where always available.
Reply from Noel Smith at CrossCountry Mortgage
September 2nd, 2026 03:23 PM
Hi Paul - We're very excited for you and Deborah on your purchase in The Dalles, you deserve it! Congratulations! Noel
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095