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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
look no further Your search for a loan officer ENDS HERE. Noel is the man! Working with noel was a great and pleasant experience from start to finish. as a first-time home buyer, noel was quick to guide and put my mind at ease! My uncle referred...
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Reply from Noel Smith at CrossCountry Mortgage
April 16th, 2026 07:39 PM
So pumped for you both on your new home in Dallesport Arturo, it's really cool. And thank you for letting us assist! Congrats Homeowner, we will stay in touch!
Noel and Darcy are excellent to work with. They were able to answer all of my questions quickly, and worked with me to get the right loan for me. There were some problems with closing on my new home due to the seller, and Noel was flexible...
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Reply from Owner
April 5th, 2026 12:00 AM
Thanks for being so great to work with Jackie. Very happy to see we could help you get into your new home. Congratulations!
The Smith team at Cross Country mortgage did a fantastic job. It was so easy working with them. They had so much patience, and the knowledge of what I needed to do next at every step. They were so timely in their answers back to our questions...
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Reply from Owner
March 14th, 2026 12:53 AM
You both are the best! It was our pleasure assisting. So happy you found this wonderful new home. Congratulations and well done!
Darcy and Noel were amazing. Walked us through the whole process and quick to respond.
Reply from Noel Smith at CrossCountry Mortgage
November 9th, 2026 03:47 PM
Thanks Corliss, it was great working with you on your purchase in The Dalles. It's a great home! Noel
It was a pleasure to work with you. There was a lot of paperwork
but it was efficient and quick. Thanks for your attention to detail
and prompt responses.
Reply from Owner
November 6th, 2026 11:07 PM
It was great working with you Bill and Corliss. Glad we could help you get into your new home in The Dalles! It's a great home. Noel
Noel Smith at CrossCountry Mortgage has received a review with 5 star rating from Dennis M
Reply from Owner
November 6th, 2026 11:08 PM
Always a pleasure Dennis, thank you!
Noel makes it great because he and his team keep me constantly in the loop so I never wonder how things are going.
Reply from Noel Smith at CrossCountry Mortgage
November 5th, 2026 07:04 PM
Always a pleasure my friend, appreciate all you do!
So easy to work with and such an easy experience.
Reply from Noel Smith at CrossCountry Mortgage
November 4th, 2026 04:36 PM
Thanks Jorge! Always a pleasure working with you, glad we could help on your financing in The Dalles!
We’ve worked with Noel three times now, starting with the purchase of our first home in 2009, our second home in 2020, and most recently with a home equity loan. Every experience has been great! Noel is knowledgeable, professional, and always...
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Reply from Owner
November 4th, 2026 04:39 PM
Always great working with you my friend. Glad we could get your financing done in The Dalles!
Noel Smith and Darcy at Cross Country Mortgage Co. Did an amazing job helping me with a loan for our new home. We live out of state which could have made purchasing the home difficult. They were extremely helpful and attentive with all of my...
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Reply from Owner
October 29th, 2026 10:26 PM
So great to meet you and help you with your purchase in Kuna, Evie. Cheers to your new adventure!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095