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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
look no further Your search for a loan officer ENDS HERE. Noel is the man! Working with noel was a great and pleasant experience from start to finish. as a first-time home buyer, noel was quick to guide and put my mind at ease! My uncle referred...
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Reply from Noel Smith at CrossCountry Mortgage
April 16th, 2026 07:39 PM
So pumped for you both on your new home in Dallesport Arturo, it's really cool. And thank you for letting us assist! Congrats Homeowner, we will stay in touch!
Noel and Darcy are excellent to work with. They were able to answer all of my questions quickly, and worked with me to get the right loan for me. There were some problems with closing on my new home due to the seller, and Noel was flexible...
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Reply from Owner
April 5th, 2026 12:00 AM
Thanks for being so great to work with Jackie. Very happy to see we could help you get into your new home. Congratulations!
The Smith team at Cross Country mortgage did a fantastic job. It was so easy working with them. They had so much patience, and the knowledge of what I needed to do next at every step. They were so timely in their answers back to our questions...
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Reply from Owner
March 14th, 2026 12:53 AM
You both are the best! It was our pleasure assisting. So happy you found this wonderful new home. Congratulations and well done!
Noel and his team were absolutely fantastic to work with. They were prompt, clear, and incredibly thorough in explaining every step of the lending process. We always felt informed thanks to their regular updates, and their communication was...
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Reply from Owner
September 20th, 2026 05:13 PM
We appreciate that very much Dawnyel. You both were so great to work with. So glad we could assist on your home purchase in White Salmon!
Hreat communication and processes
Reply from Noel Smith at CrossCountry Mortgage
September 18th, 2026 01:37 PM
Always great working with you Brenda!
Noel and staff where always available.
Reply from Noel Smith at CrossCountry Mortgage
September 2nd, 2026 03:23 PM
Hi Paul - We're very excited for you and Deborah on your purchase in The Dalles, you deserve it! Congratulations! Noel
Noel and his team were excellent to work with from start to finish. Communication was consistent and responsive, and Noel took the time to clearly explain the process, answer questions, and walk through the available financing options. His...
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Reply from Owner
August 17th, 2026 11:44 PM
Always a pleasure working with you and Traci, Justin. What a great opportunity and new home you have in Tygh Valley. Well done and enjoy! Thank you for letting us be a part of it. Noel
Great experience, fast, efficient, and easy process!
Reply from Owner
July 31st, 2026 01:39 PM
Thanks Stacy, glad we could assist you both on your refinance in Meridian!
Noel was very detailed, efficient and timely. Noel was very easy to work with and made this transaction smooth.
Reply from Noel Smith at CrossCountry Mortgage
July 30th, 2026 01:06 AM
Thanks Jason, it was great working with you on your sale in Meridian, you were outstanding! Noel
Great communication through the whole process kept me at ease.
Reply from Noel Smith at CrossCountry Mortgage
July 20th, 2026 10:37 PM
Absolute pleasure working with you Diana on your new home purchase in Pasco. It's a great home! Thank you for letting us assist.
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095