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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
We had a fantastic experience with Noel, I would highly recommend him for anyone looking to purchase a home. He was always there when we had any questions, and went above and beyond to help get us the loan that makes sense for us.
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Reply from Noel Smith at CrossCountry Mortgage
May 4th, 2026 03:30 PM
I can't be more thrilled for you and your family Conner, so glad we were able to assist with your new home purchase in The Dalles. You were great to work with and I'm glad we would position the financing for long term success, well done! Noel...
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Noel and the mortgage team were very informative and helpful throughout this entire process. Due to my husband's health, I handled obtaining all the necessary paper...I soo appreciate the support given.
Reply from Noel Smith at CrossCountry Mortgage
April 22nd, 2026 03:13 PM
Thanks Kathy, both you and Danny were great to work! Thank you so much for letting us assist. I think you made a fantastic decision on your new home in Goldendale, well done! We'll be in touch and let us know anytime we can help. Noel
Noel and the cross country mortgage team were amazing. Their communication was excellent, friendly and courteous. Our mortgage process was a rapid, well executed experience. When issues arose Nolan his team was on it!
Reply from Noel Smith at CrossCountry Mortgage
April 20th, 2026 08:29 PM
Thanks Gary! It was great working with you both on your new purchase in Middleton. It's a great home and you were great to work with. Cheers!
The cross country mortgage team was amazing. Excellent communication friendly, enjoyable team to work with. Just a few little misplaced numbers near the end but they rectified it very quickly. Our mortgage closed at the speed of light! 😎
Reply from Owner
April 22nd, 2026 03:14 PM
It was great working with you Gary, thanks so much for letting us assist! Noel
10/10 super smooth process and always were there when we needed any answers to our questions
Reply from Owner
April 20th, 2026 11:11 PM
Thanks so much Cloey, you both were great to work with. Glad we could get your refinance done in The Dalles. It was a very smart decision, well done! Noel
Good clear communication. His attitude was always good.
Reply from Noel Smith at CrossCountry Mortgage
April 12th, 2026 01:37 PM
Hi Cory, thanks so much! You were great to work with on your sale in Boise. Hope to do it again soon! Noel
Noel and Darcy are a great team they work together so well to make everything go as smokth smooth as silk. I love working with them.
Reply from Noel Smith at CrossCountry Mortgage
March 22nd, 2026 09:23 PM
We love working with you Brenda, thanks for being such an outstanding agent! Noel
Noel and Darcy were amazing with communication with both my client and myself. They worked a hard to get this deal closed and did it in less than 30 days. I would highly recommend Noel Smith.
Brenda Kinder
John L Scott
Columbia Gorge
Reply from Owner
August 5th, 2023 12:00 AM
Wonderful working with you Brenda, always our pleasure. You do such a great job for your clients!
Noel and Darcy were quick to respond, courteous, and educational during the entire process!
Reply from Noel Smith at CrossCountry Mortgage
March 18th, 2026 03:24 PM
Gates, so happy you were able to get into your first home, what a great investment. Congratulations and take care!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095