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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Him and his team went over the top the make sure we had a painless experience closing on our forever home .
Reply from Noel Smith at CrossCountry Mortgage
May 22nd, 2026 02:05 PM
You and Rita are the best! Congrats on your new, wonderful home. Well-deserved Richard.
Cheers!
Noel and his team were amazing keeping me updated at least every other day on our loan process. I haven't had a loan for years and forgot what is needed to process one. It was seamless and painless to close on our fire er home. Thanks noel...
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Reply from Owner
May 22nd, 2026 02:06 PM
Congrats Rita and Richard, you both were great to work with. Very excited for you both!
Noel is a fantastic person to work with. Works hard to get the right mortgage for you and is so personalable to work with. Would recommend him in a heartbeat.
Reply from Owner
May 14th, 2026 09:27 PM
Cindy - Thanks so much for letting us assist with your move from Washington to Twin Falls. You were so great to work with. You have a wonderful new home, enjoy!
Noel and Darcy at Cross Country Mortgage were fantastic. Friendly, responsive, and genuinely easy to work with from start to finish. They handled a unique situation with real creativity and made what could have been a stressful process feel...
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Reply from Noel Smith at CrossCountry Mortgage
May 11th, 2026 07:58 PM
Thanks Jason, we were thrilled to work with you both on your home purchase in The Dalles, you were great. The home is amazing and well deserved. We will stay in touch. Enjoy!
We had a fantastic experience with Noel, I would highly recommend him for anyone looking to purchase a home. He was always there when we had any questions, and went above and beyond to help get us the loan that makes sense for us.
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Reply from Noel Smith at CrossCountry Mortgage
May 4th, 2026 03:30 PM
I can't be more thrilled for you and your family Conner, so glad we were able to assist with your new home purchase in The Dalles. You were great to work with and I'm glad we would position the financing for long term success, well done! Noel...
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Noel and the mortgage team were very informative and helpful throughout this entire process. Due to my husband's health, I handled obtaining all the necessary paper...I soo appreciate the support given.
Reply from Noel Smith at CrossCountry Mortgage
April 22nd, 2026 03:13 PM
Thanks Kathy, both you and Danny were great to work! Thank you so much for letting us assist. I think you made a fantastic decision on your new home in Goldendale, well done! We'll be in touch and let us know anytime we can help. Noel
Noel and the cross country mortgage team were amazing. Their communication was excellent, friendly and courteous. Our mortgage process was a rapid, well executed experience. When issues arose Nolan his team was on it!
Reply from Noel Smith at CrossCountry Mortgage
April 20th, 2026 08:29 PM
Thanks Gary! It was great working with you both on your new purchase in Middleton. It's a great home and you were great to work with. Cheers!
The cross country mortgage team was amazing. Excellent communication friendly, enjoyable team to work with. Just a few little misplaced numbers near the end but they rectified it very quickly. Our mortgage closed at the speed of light! 😎
Reply from Owner
April 22nd, 2026 03:14 PM
It was great working with you Gary, thanks so much for letting us assist! Noel
10/10 super smooth process and always were there when we needed any answers to our questions
Reply from Owner
April 20th, 2026 11:11 PM
Thanks so much Cloey, you both were great to work with. Glad we could get your refinance done in The Dalles. It was a very smart decision, well done! Noel
Good clear communication. His attitude was always good.
Reply from Noel Smith at CrossCountry Mortgage
April 12th, 2026 01:37 PM
Hi Cory, thanks so much! You were great to work with on your sale in Boise. Hope to do it again soon! Noel
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095