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Noel Smith at CrossCountry Mortgage
Senior Loan Officer | NMLS #156016
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gor... Show More
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Reviews from Web
Noel and his team were excellent to work with from start to finish. Communication was consistent and responsive, and Noel took the time to clearly explain the process, answer questions, and walk through the available financing options. His...
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Reply from Owner
August 17th, 2026 11:44 PM
Always a pleasure working with you and Traci, Justin. What a great opportunity and new home you have in Tygh Valley. Well done and enjoy! Thank you for letting us be a part of it. Noel
Great experience, fast, efficient, and easy process!
Reply from Owner
July 31st, 2026 01:39 PM
Thanks Stacy, glad we could assist you both on your refinance in Meridian!
Noel was very detailed, efficient and timely. Noel was very easy to work with and made this transaction smooth.
Reply from Noel Smith at CrossCountry Mortgage
July 30th, 2026 01:06 AM
Thanks Jason, it was great working with you on your sale in Meridian, you were outstanding! Noel
Great communication through the whole process kept me at ease.
Reply from Noel Smith at CrossCountry Mortgage
July 20th, 2026 10:37 PM
Absolute pleasure working with you Diana on your new home purchase in Pasco. It's a great home! Thank you for letting us assist.
Noel is the best! Set me up with a mortgage that fit all my needs. Always able to take time to explain processes, provide updates, and was very supportive through the process! You can’t do better!
Reply from Owner
July 20th, 2026 10:49 PM
Absolute pleasure working with you Diana on your new home purchase in Pasco. It's a great home! Thank you for letting us assist.
Best in the business! The most knowledgeable team out there and they absolutely care about getting you the best possible deal in the shortest amount of time imaginable. From start to finish they were on top of everything and kept me in the...
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Reply from Noel Smith at CrossCountry Mortgage
July 15th, 2026 02:06 PM
Really appreciate the kind words Jess, thank you. You all were fantastic to work with. Thrilled for you and your family on the new home purchase in Dufur, it's a great home in a wonderful area. Keep me posted if questions pop up down the road,...
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Noel and Darcy were one of the easiest finance teams to work with. They acted with a sense of urgency with all of our concerns even working through the weekend to be sure we could close in 3 and a half weeks! They were knowledgeable and patient,...
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Reply from Owner
July 9th, 2026 08:05 PM
Kolina and Niko - You both were fantastic to work with, a BIG congratulations on your new home in Meridian! Thank you for the kind words, it was our pleasure.
Noel and his team make the lending process smooth with good, clear communication and getting everyone to the finish line on time.
Reply from Noel Smith at CrossCountry Mortgage
June 27th, 2026 10:19 PM
Always a pleasure working with you Charity, you and your team are true Pro's!
I want to sincerely thank Noel for the outstanding service and support throughout our mortgage process. Noel was professional, responsive, and incredibly knowledgeable from start to finish. He consistently kept us informed, answered every question...
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Reply from Noel Smith
June 27th, 2026 10:22 PM
We appreciate the kind words very much James. You and your wife were fantastic to work with. We are extremely excited for you both on this new adventure in Middleton, the home is great. All the best!
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About
Hello! My name is Noel Smith. As a Boise-based mortgage loan officer with CrossCountry Mortgage, I serve homebuyers, homeowners, entrepreneurs, self-employed borrowers and real estate investors across the Boise Valley and Columbia River Gorge, including The Dalles and Hood River.
At America’s #1 Retail Mortgage Lender, I specialize in practical mortgage solutions for clients who may not fit into a traditional financing box, including bank statement, DSCR investor, and Buy Before You Sell strategies.
My approach is simple: clear communication, thoughtful planning and helping you understand your options before making a decision. From pre-approval through closing, my goal is to help you feel informed, prepared and supported. I would love to help you with your purchase or refinance goals.. NMLS #156016 | Branch NMLS #2643270
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- CrossCountry Mortgage - Senior Loan OfficerAug 2nd, 2024 - Current
Memberships
- Idaho Mortgage Bankers Association
- National Association of Mortgage Brokers
- Mortgage Bankers Association
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 156016
Awards
Scottsman Guide To...
Achievements
- Multiple Year Scotsman Guide Top Originator List
Hobbies
- I love spending time outdoors, golfing, and my go to work out Orange Theory Fitness
- Spending time with my Wife, Son, and Daughter
- All Things Sports, and especially Golf
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095