Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nikkie Bickham has received a review with 5 star rating from Jaci L
Reply from Owner
January 26th, 2026 06:32 AM
Thank you, Jaci, for the 5-star review! We’re thrilled you had a great experience and appreciate your support. We look forward to serving you again and are here if you need anything.
Questiona were answered immediately with courtesy and knowledge! Phone calls were returned promptl.
Reply from Nikkie Bickham
August 1st, 2026 04:58 PM
Thank you Lorenzo! So glad we had the opportunity to meet and work with you !
Everything was made so simple during this entire process.
Reply from Nikkie Bickham
August 1st, 2026 04:59 PM
Thank you Michael! I’m so happy we were able to help simplify the process for you and congratulations on the new home again!
Nikkie was great help going through this process.
Reply from Nikkie Bickham
August 1st, 2026 04:59 PM
Thank you Logan!
Great people to do business with!!
Reply from Nikkie Bickham
August 1st, 2026 05:00 PM
Thank you Randall! It as our pleasure to be able to help you buy your new home ! Congrats again!
Yall worked to help me get my refinance completed even though it was a longer process than we had hoped.
Reply from Nikkie Bickham
August 1st, 2026 05:01 PM
Thank you Ethan! Some deals take a little more planning than others but I’m also thankful we were able to get you taken care of in the end! The timing sometimes is out of our control but I’m thankful we were able to put together a plan and...
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You went out of your way to help us and to walk us through step by step.
Reply from Nikkie Bickham
August 1st, 2026 05:02 PM
Thank you Kelsi! I’m thankful our team was able to walk you through everything step by step! Congrats again!
Communication was very good and Nikki helped with details of paper work and collecting information required to get financed for our new home
Reply from Nikkie Bickham
August 1st, 2026 05:02 PM
Thank you Stacey!
I would like to thank Nikki Bickham and her entire team for helping me and my wife and my daughter get in our first home. The process was easy. Nikki listened to all our needs and our budgets. Nikki and her team were very friendly and caring...
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Reply from Owner
November 18th, 2025 07:41 PM
Thank you for your kind words, Steve! We're thrilled to hear that you, your wife, and your daughter had a positive experience finding your first home. Nikki and the team are dedicated to understanding the needs of our clients, and it’s wonderful...
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Nikkie was amazing. We had some issues with our previous lender and called Nikkie with our concerns. She made us feel at ease and made the process super easy. She was very responsive and worked hard to get our loan clear to close. She got us...
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Reply from Owner
November 4th, 2025 11:23 AM
Thank you for your wonderful feedback, Nathaniel! We're thrilled to hear that Nikkie was able to assist you so effectively and make the loan process smooth and quick. Your recommendation means a lot to us, and we appreciate you sharing your...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.