Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone went above and beyond to get this deal done. Every question was answered and explained very well. The communication was perfect.
Reply from Nikkie Bickham
April 14th, 2026 06:56 PM
Blake, I'm glad to hear that you felt all your questions were answered thoroughly and that the communication met your expectations. Going above and beyond for my clients is something I strive for, and it's appreciated to know it made a difference...
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Nikkie was great through the whole process! We appreciate her and her team so much!! Highly recommend her!
Reply from Nikkie Bickham
April 10th, 2026 04:58 PM
It's wonderful to hear that you had a positive experience, Royce. Supporting clients throughout the entire process is very important to me. Thank you for your kind recommendation—I truly appreciate it. If there's anything else you need, feel...
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Absolutely the BEST LENDER TO WORK WITH EVER!!!! She stays in communication with me throughout the entire process- I have enjoyed buying this property and can't wait to use her again!!!
Reply from Owner
March 19th, 2026 09:35 PM
Thank you, Bree, for the fantastic review and for choosing us. We're thrilled our lender's communication and support made your property purchase enjoyable, and we look forward to assisting you again on your next transaction. Your trust and...
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Nikkie ALways has grear communication and always on top of her game..I never had follow up because she was always letting me know. She is quick and truly amazing at her job!
I loved working with her and cant wait to buy again!!!
Reply from Nikkie Bickham
March 26th, 2026 07:31 PM
I'm grateful for your kind words, Bree. Keeping you informed and ensuring smooth communication is something I prioritize. It's great to hear that you felt well-supported throughout the process. I'm looking forward to the opportunity to work...
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Nikki was spectacular from our very first phone call! She was always patient and explained things in a way that was easy to understand, even for those (like me) who have trouble understanding this sort of information. She was always quick to...
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Reply from Nikkie Bickham
March 23rd, 2026 07:23 PM
Amaya, I'm really pleased to hear that you felt supported from our very first call. Making complex information more accessible is something I strive for, and I'm glad my explanations were helpful to you. Ensuring you had the best payment options...
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really appreciated being notified to watch for each sign documents
Reply from Nikkie Bickham
March 19th, 2026 02:27 PM
I'm glad to hear that you appreciated the notifications about the document signing process, Kathy. Keeping my clients informed is a priority, and I'm pleased that it made a difference for you. If there's anything further I can assist you with,...
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appreciate Nikkie communicating everything to us along the way, keeping us informed of changes , answering our questions and having our best interest at heart. were times I'm sure she went oand beyond what she needed to do and will appreciate...
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Reply from Nikkie Bickham
March 9th, 2026 03:12 PM
Thank you for sharing your thoughts, Tim. It was a pleasure to assist you in the refinancing process and to keep you informed each step of the way. Ensuring that my clients feel supported and understood is always my goal. Should you have any...
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Nikkie is a perfect source for refinancing your mortgage. She is friendly, knowledgeable and will go the extra mile to help you reach yiur goals
Reply from Nikkie Bickham
February 24th, 2026 09:17 PM
I'm very grateful for your kind words, Michael. It means a lot to know that you found my support in refinancing your mortgage to be valuable. Helping clients achieve their goals is truly important to me. If there's anything else you need in...
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Nikkie Bickham is the best. She is professional, courteous, and a joy to work with. My wife and I felt very confident with her helping us refinance our home.
Reply from Owner
February 11th, 2026 02:45 AM
Thank you, Michael. We're thrilled Nikkie provided such professional, courteous service and helped you and your wife feel confident during your refinance. We'll pass along your kind words to her and are here to help with anything you need in...
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Nikkie was always willing to explain anything I didn't understand. The line of communication was always open (even beyond regular work hours) and she kept us updated regularly!
Thx Nikkie! 🙂
Reply from Nikkie Bickham
August 1st, 2026 04:58 PM
I’m so glad we were able to connect. It was my pleasure to be a part of this homebuying experience for you and to make communication a priority. We enjoyed working with you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.