

Nikkie Bickham
VP of Lending | NMLS# 755411

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nikkie and her team are awesome 10 out or 10 highly recommend they made sure I understood everything from start to finish and was by my side 100%
Reply from Owner
September 26th, 2025 03:13 AM
thank you so much ! it was our pleasure to help!
Nikkie Bickham has received a review with 5 star rating from Ron L
Reply from Owner
August 19th, 2025 05:08 AM
Thank you for your 5-star rating! We're thrilled to hear you had a great experience. If you have any feedback or suggestions in the future, feel free to share. We look forward to serving you again!
This was the first buying a house and the process was easy and straightforward. Working with Nikkie was the best and helped so much. If we ever did it again I will use them.
Reply from Owner
August 20th, 2025 01:14 AM
Thank you 😊
Nikkie and her team were a tremendous help! I couldn’t have done the house buying process without them!
Reply from Owner
July 30th, 2025 04:36 AM
Thank you for your wonderful review, Madeline! We're thrilled to hear that Nikkie and the team were able to support you through the house buying process. Your satisfaction is our top priority, and we’re glad we could make a difference. Congratulations...
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I love my new home and the land that went with it. I prayed that if it wasn't for me, God close all the doors. Well, my amazing Father said yes! Nikki was kind, professional and very helpful in everyday. Thank you Nikki for being there for...
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Reply from Owner
July 29th, 2025 08:26 PM
Thank you for your heartfelt review, Vicki! We're thrilled to hear how happy you are with your new home and the support you received from Nikkie. We appreciate your kind words and are glad to have been part of this new chapter in your life....
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Nikkie Bickham has received a review with 5 star rating from Kharlen G
Reply from Owner
May 29th, 2025 03:13 PM
Thank you for your perfect rating! We appreciate your support and look forward to serving you again soon.
Nikkie Bickham has received a review with 5 star rating from Erika S
Reply from Owner
March 28th, 2025 02:33 AM
Thank you for the 5-star rating, Erika! We appreciate your support and are glad to know you had a positive experience with us.
Nikkie Bickham was extremely helpful and spent many hours helping my wife and I with a very complicated mortgage requirement. We had previously tried other options that were very difficult to work with and unwilling to take the lead in finding...
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Nikkie was wonderful from start to finish. Always kept us informed as to what was happening. Made it so easy buying our home! Highly recommend her!
Reply from Nikkie Bickham, Mortgage Lender NML...
August 1st, 2026 05:03 PM
Thank you Bobbie! We pride ourselves on communication so I’m thrilled to hear you loved that ! Congrats again!
Nikkie was great through the whole buying process with any questions that I had.
Reply from Owner
March 15th, 2025 01:48 AM
Thank you for your kind words, J W! We're glad to hear that Nikkie was able to assist you effectively throughout the buying process. Your satisfaction is very important to us!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.