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Nikkie Bickham - VP of Lending | NMLS# 755411 in Hughes Springs, TX

Nikkie Bickham

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VP of Lending | NMLS# 755411

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
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1%
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Reviews from Web
  • Encompass
    R
    Roscoe P
    De Kalb, TX
    Posted on May 29th, 2026 01:09 PM
    Definitely appreciated her hard work and professionalism she went above and beyond to make my deal such a great success for me and my family
    Reply from Nikkie Bickham
    June 5th, 2026 01:09 PM
    Roscoe, I'm grateful for your kind words about my hard work and professionalism. It’s wonderful to know that I could contribute to making the deal a success for you and your family. If you need any further assistance, please don't hesitate...
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    Joel W
    Winnsboro, TX
    Posted on May 29th, 2026 11:38 AM
    Excellent communication! Thank you!
    Reply from Nikkie Bickham
    June 5th, 2026 04:06 PM
    Joel, I appreciate your feedback on the communication. Thank you for taking the time to share your thoughts!
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    Janice M L
    Longview, TX
    Posted on May 28th, 2026 03:13 PM
    This whole experience has been seamless
    Reply from Nikkie Bickham
    June 4th, 2026 03:13 PM
    Janice, I'm pleased to hear that your experience was seamless. Your feedback is greatly appreciated, and I'm here if you need any further assistance.
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    Andrew P
    Gilmer, TX
    Posted on May 5th, 2026 12:20 PM
    Our sale and purchase was smoth and completed without any difficulty at all. Very professional and helpful through the whole process.
    Reply from Nikkie Bickham
    August 1st, 2026 04:57 PM
    Andrew, so happy to hear it was a smooth process. Moving from one state to another presents its own set of opportunities to tackle. Thanks for bringing our team on your journey with you! Congratulations again on your new home !
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    Lauren K S
    Lone Star, TX
    Posted on April 30th, 2026 01:19 PM
    Communication and explaining certain things was great. we were concerned when we got one Of our final papers to sign and the mortgage payments had went up, so we brought it up and it was fixed the next day. everything was done within a timely...
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    Reply from Nikkie Bickham
    May 5th, 2026 04:44 AM
    Lauren, thank you so much for your kind words, we truly appreciate you taking the time to share your experience!I’m so glad you felt informed and prioritized throughout the process—that’s always our goal. When that payment question came up,...
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    Brady D M
    Lone Star, TX
    Posted on April 27th, 2026 01:35 PM
    Great communication
    Reply from Nikkie Bickham
    May 4th, 2026 01:35 PM
    Brady, I'm happy to hear that you appreciated the great communication. Thank you for your kind words, and if there's anything more I can assist you with, please feel free to reach out.
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    Katherine D
    Dallas, TX
    Posted on April 26th, 2026 04:58 PM
    Their communication response time back to me was appreciated. Everything seemed to flow in a positive direction. I will definitely recommend this company to others and use them again in the future!
    Reply from Nikkie Bickham
    May 4th, 2026 05:05 PM
    Katherine, I'm glad to know that you appreciated the communication response time and felt that everything flowed positively. Your recommendation means a lot to me, and I look forward to assisting you again in the future. Thank you for your...
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    Nancy B
    Tyler, TX
    Posted on April 23rd, 2026 02:12 PM
    Process was easy, each step was thoroughly explained.
    Reply from Nikkie Bickham
    April 30th, 2026 02:13 PM
    Nancy, I'm grateful to hear that you found the process easy and that each step was thoroughly explained. Your feedback is valued, and I'm pleased that you had a positive experience. If you have any further questions or need assistance, feel...
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    Casey D A
    Longview, TX
    Posted on April 20th, 2026 01:38 AM
    Very fast and easy to get in touch with.
    Reply from Nikkie Bickham
    April 27th, 2026 03:03 PM
    Casey, I'm pleased to hear that you found it fast and easy to get in touch with me. Thank you for your feedback, and if there's anything else I can assist you with, please let me know.
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    Melissa B
    GILMER, TX
    Posted on April 14th, 2026 03:26 PM
    I initially contacted Nikkie in November 2025 to see what I needed to do to be able to buy a home. My credit score needed improvement, so she put me in contact with Eddie Johanson for credit repair. Eddie and I made a plan to get me where I...
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    Reply from Nikkie Bickham
    April 21st, 2026 03:27 PM
    Melissa, I'm glad to hear that I could support you throughout your home-buying journey, even with the unexpected challenges along the way. It's important to me that you felt well-informed and prioritized. Your recommendation means a lot, and...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 755411
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.