Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
There's lots of lenders. There's lots of good lenders. Nikkie and her team are GREAT lenders. It doesn't stop at getting a buyer approved. They work closely with the buyer, realtor and title company in a very timely and efficient fashion to...
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Reply from Owner
March 15th, 2023 10:35 PM
Thank you George!!
I'm a Texas Realtor out of Longview and have closed several deals with Nikkie. She is very driven and her communication is impeccable. I highly recommend her!!
Reply from Owner
March 9th, 2023 05:14 PM
Thank you Jay!! We enjoy working with you ❤️❤️
Without a doubt the easiest home buying experience I’ve ever had!! Nikkie is amazing! If you’re a veteran and considering buying a home, do yourself a favor and call Nikkie.
Reply from Owner
March 4th, 2023 04:42 PM
Thank you so much! Congratulations again on your new home!
Nikkie was one of the most straight forward and hardworking women I've had the pleasure of working with. She was someone who got things done! When we hit a glitch with a really challenging issue she stepped in and took control to get it fixed....
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Reply from Owner
February 4th, 2023 01:13 AM
Thank you Donna! It was our pleasure!
These people were great! Very helpful. Very informative. Made buying a house very enjoyable and stress free. Highly recommend!
Reply from Owner
February 4th, 2023 01:12 AM
Thank you Jacob!! We are thankful for you !
I had the pleasure of working with Nikkie and I can say the experience was seamless. Even at the end when we encountered an unexpected glitch, Nikkie and Brittany stepped in and really got things done. I am a pretty busy person and getting...
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Thank you Nikkie and her team for taking care of my client. Having people like Nikkie working by your side and always looking to help and find solutions is KEY and fundamental to make sure things get done right.Will definitely work with her...
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Reply from Owner
February 4th, 2023 01:14 AM
Thank you Fabio! It was a pleasure working with you! Always going above and beyond for your clients as well!
Nikkie was amazing to work with! We switched from another lender midway through the process and Nikkie was able to get us the clear to close in less than 10 days!! I highly recommend her and we plan to use her the next time we need a loan....
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Reply from Owner
February 4th, 2023 01:14 AM
Thank you Christa! I’m thankful our paths crossed and we were able to help!
I highly recommend Nikkie and her team if you need a mortgage. She and her team are awesome. They are very good communicators, and always willing to go the extra mile when needed. Thank you for all of your hard work!! We are so happy with our...
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Reply from Owner
September 14th, 2022 03:09 AM
Thank you so much Kendra!! I am so blessed to have been a part of your journey!! So happy for you both!!! ~ Nikkie
My husband and I are so happy with Nikkie and her team!! They were always available to answer questions, and made buying a house a great experience. We really appreciate all of their hard work! We are so happy with our new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.