Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
As first-time homebuyers, my wife and I had a lot of questions. One of our biggest pet peeves is responsiveness. Nikkie is lighting fast to our responses and she made us feel as if we were priority clients. We’re blessed to have had Nikkie...
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Reply from Owner
October 6th, 2023 08:16 PM
Gabriel, it was our pleasure to be a part of your home buying journey! Thank you so much for trusting us !! We hope to hear about all of the wonderful memories you make soon!
As first-time homebuyers, my wife and I had a lot of questions. One of our biggest pet peeves is responsiveness. Nikkie is lighting fast when responding to our questions and she made us feel as if we were priority clients. We’re blessed to...
read more
Reply from Owner
May 16th, 2024 12:00 AM
It was a pleasure working with you and your sweet family! Thank you again for trusting us with this process!
Nikkie Bickham has received a review with 5 star rating from Suzie C
Reply from Owner
August 1st, 2026 05:04 PM
Thank you Suzie!
Nikkie Bickham has received a review with 5 star rating from Marlin M
Reply from Owner
August 1st, 2026 05:04 PM
Thank you Marlin!
Excellent team work. Great job!
Reply from Owner
August 1st, 2026 05:04 PM
Thank you Laxmi!
Nikkie Bickham is amazinggggg!! Miracle worker. I have used her twice for a home loan. She is attentive, easy to get in touch with, personable and the absolute best at what she does. Cant sing her praises enough.
Reply from Owner
May 10th, 2023 02:41 AM
Thank you Lacy! We love that you chose us again !
Nikkie and her team all worked tirelessly to get us the loan to purchase the home we wanted and loved. We greatly appreciate this fine group and will continue to use them in the future. Thank you guys so much.
Reply from Owner
May 1st, 2023 11:34 PM
Thank you guys!! We are so thankful for you!
By far the easiest and fastest process ever. Great team that communicates well. Would definitely recommend!
Reply from Nikkie Bickham, Mortgage Lender NML...
April 20th, 2023 04:57 PM
Thank you so much Christian !! We really are thankful for you and Destiny! Thanks for choosing to put your trust in us! ❤️
Great customer service! I as a first time home buyer had a lot of questions and concerns, And they always provided the answers within a timely manner. Constantly kept the ball rolling and kept me in the loop on everything. Couldn’t be more...
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Reply from Owner
April 8th, 2023 02:14 AM
Thanks so much CAMREN!! It was our pleasure to get to help you!
Nikkie was a pleasure to work with during the whole home buying process! It seemed like she was there for you 24/7 to guide you step by step and answer any questions you had along the way. Not only was she very professional in all the details...
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Reply from Owner
May 16th, 2024 12:00 AM
Thank you so much for your review! It was really our pleasure working with such a great buyer!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.