Nikkie Bickham
VP of Lending | NMLS# 755411
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Have a good experience with Nikkie. She keep us inform and updates with all the paperwork we need for a new home, after we pre approve for a new home.💯 recommended! Now we got our dream home 🙌🙌
Reply from Nikkie Bickham, Mortgage Lender NML...
April 27th, 2022 05:43 PM
Thank you so much Maria ! I’m so thankful you guys chose us !! Congrats !!
Nikkie was amazing to work with buying our first home. Very helpful and was always ready to answer any questions we had. She made the process very smoothly and easy.
Reply from Nikkie Bickham
July 1st, 2022 03:44 AM
Thank you so muhc Chyenne and Aaron!! Ya'll were seriously amazing !! Thank you for being such an amazing couple to work with!
Nikkie was amazing in the process. Wonderful team to work with.
Reply from Owner
September 14th, 2022 03:12 AM
You guys were amazing as well!! You were really a delight to work with, and I hope you enjoy your new home!
Nikkie was amazing to work with. Very helpful and was always there to answer any questions we had. We are thankful for everything she did to help us buy our first home.
Just to start off by saying thank you for everything you have done for us Mrs. Nikki Beckham I highly recommend Mrs. Beckham I know she’s worked many of hrs to make sure we got what we really wanted. The wife and I are very grateful how everything...
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Nikkie's astounding. Her tireless determination and patience throughout the 3 years of checking in on me until I finally was in a position to start the process of my forever home says more about her caring side and her intelligence than any...
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Reply from Nikkie Bickham
July 1st, 2022 03:45 AM
Thanks so much Trisha!!! You were amazing, always on top of things!! We appreciate buyers like you!
Nikki worked really hard for my husband and I! They were so helpful and kind during the whole process! This team worked so hard to make sure we knew everything about our loan and the best plans of action!
Reply from Owner
September 14th, 2022 03:12 AM
I am so proud of you guys!! So very excited for you and your growing family!! Hope you love the house! ~Nikkie
Nikki worked really hard for my husband and I! They were so helpful and kind during the whole process! This team worked so hard to make sure we knew everything about our loan and the best plans of action!
Nikkie Bickham has received a review with 5 star rating from Cory H
Reply from Owner
May 10th, 2023 02:41 AM
Thank you
Nikkie and her team went above and beyond to make buying our first home an incredibly easy and straightforward process. As a first-time home buyer, I really appreciated her honesty and transparency throughout the mortgage process. She really...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 755411
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.