Nikki Rogers
VP of Lending | NMLS# 519302
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
We have used Nikki and her team in the past and they have always been very user friendly. Two things that really stand out for me are their prompt replies and their willingness to ensure customer questions are answered
Everyone at Atlantic bay was absolutely wonderful to work with. THey are quick on a text message or email. Great response times.
Thank you so much for helping my family get into our new home! Any questions we had was answered quickly. Provided all documentation quickly. It was amazing working with Nikki and the Atlantic bay team. They really worked hard to get us into...
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Quick responses
Atlantic Bay was great in helping establish a mortgage loan to get my forever home. Everyone I worked with was awesome and I thank you so much for all you did.
Avery is AMAZING. We got off to a bumpy start, due to me not knowing what I was doing and just trying to make sure we were getting the best rates we possibly could. Avery seriously helped reduce my stress so much by being extremely proactive...
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Greatly appreciate all the work done by your team to get this closing accomplished at the desired closing date. Other lenders wouldn't have taken the time to ensure all parties were on the same page or the time to ensure this closed in the...
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Everyone we interacted with was so helpful and friendly.
The experience was great and seamless anything I had questions on all I had to do is call and my questions were answered everything was explained so I can understand there was always a line of communication as easy as a text message or call...
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None at this moment. I had a stress free experience because of y’all.
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.