

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Made our dreams come true! Thank you so much!
An easy stress free process.
Very easy to work with and was able to answer our questions and get the deal done in adequate time! Thank you!
The ladies at Atlantic Bay were informative and transparent throughout the home buying process. We felt supported and highly involved and appreciated the effective communication and willingness to help!
Our experience with Atlantic Bay was very smooth and efficient. When we had questions, they were always answered quickly.
Nikki and her team were amazing. They made sure everything was ready for closing on time and made the buying process easy!
Nikki is very good at what she does it was a very easy process with her experience and she works for you to get you the lowest rates.
It's been an awesome experience working with Nikki and Avery. They are very responsive to questions. The best of all qualities are their team efficiency and willingness to help first-time homebuyers like myself.Feedback: Discuss options of...
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Very helpful and caring
Everything went very smoothly and much quicker than expected. everyone was very courteous and knowlledgeable.. Thank You
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.