

Nikki Rogers
VP of Lending | NMLS# 519302

My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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Both Nikki and Avery are such sweet, genuine people. They made what seems like a really scary process incredibly easy. They communicated and answered all the questions I had, and helped us so much! They were so amazing!!!
Very friendful. Answer any questions I had No one was ever agitated. Been 22 years since I bought a house, so was a little stressful, but everyone was great. Thank you
The loan process was easy and Avery answered all of our million questions.
There was a lot of confusion and ongoing, but different requests for additional information. We have dealt with other such requests in the past with a single set of requested information calls.
Nikki and her team were awesome. They patiently navigated us through the long and arduous process of gathering all the information needed for the loan. We will definitely recommend them .
Avery was very nice to work with. Very helpful. Guided me through the entire process.
Thank you for working your hardest to get us to close on time.
Things got a little confusing working with different people from Atlantic Bay, then we would get different totals/amounts that were never the same. Right before closings things felt very rushed and last minute even though we had our closing...
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Made the mortgage process easy, stayed on top of all issues.
Nikki has been my go too! Her people are very professional and easy to work with.
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.