Nikki Rogers
VP of Lending | NMLS# 519302
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer.... Show More
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The staff at Atlantic Bay that I had the pleasure of speaking to where all so friendly, kind, and knowledgeable. They where all able to answer any questions I had. They made the home buying process so enjoyable. And again thank all of ya'll...
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Special thanks to Avery Cornwell who was wonderful during the whole process and Sarah Docter who gathered all the documents and helped us with getting them.
I cannot rate Avery high enough. She was great and we will be refering her to anyone looking.
You made the process so easy. Communication was amazing through the whole thing. Avery even reached out to our insurance provider to notify them that the closing day was moved up.
I enjoyed working with Atlantic Bay mortgage,friendly personal everything went smooth
Very smooth process
Your team really worked overtime and was so patient and kind to us in our time of incredible need. THANK YOU from the bottom of our hearts, you guys did what the other companies just didn't want to do! We are enjoying our new home and appreciate...
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Need to list all information needed up front and not something every day. Avery was excellent to deal with.
Our consultant Avery was SO helpful through this whole process. She made herself available whenever we had any questions and clearly communicated the process. We were so pleased with the service we received!
Nikki was extremely helpful in guiding us through our first home loan. I would recommend her to anyone searching for one.
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About
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Lower Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 519302
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.