Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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Reviews from Web
Nicole made the process run perfectly. The transaction was for an out of state vacation property and had some complexity. She helped us navigate everything. Many thanks.
Reply from Nicole Munnerlyn
January 20th, 2026 03:04 PM
Thank you so much for the kind words. I’m glad I could help navigate the complexities and make the process run smoothly, especially with an out-of-state purchase. I truly appreciate the trust you placed in me, and I’m always here if you need...
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So pleasant and easy to work with.
Nicole's patience and willingness to explain the mortgage process in terms we could understand, made our experience a very pleasant one. She provided options too, which again gave us confidence in her ability to provide us with the best product...
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Reply from Nicole Munnerlyn
January 20th, 2026 03:04 PM
Thank you so much for this thoughtful review. I’m grateful for the opportunity to walk you through the process and help you feel confident in the options along the way. Making sure everything is clear and aligned with the right fit is always...
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Nicole and her associates made this process smooth. Although you could always find additional resources, Nicole had a large list of contacts for various services that accompany the purchuce of a new home in a new location. Time and stress saver...
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Reply from Nicole Munnerlyn
January 20th, 2026 03:05 PM
Thank you so much for the kind review. I’m glad the process felt smooth and that the additional resources were helpful, especially when purchasing in a new location. Saving time and reducing stress is always the goal. I truly appreciate the...
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Good communication and s
We feel Nicole is someone we can trust and has our best interests in mind.
She was so pleasant and professional to work with. Always responded to any concerns promptly. Made this Mortgage process very easy to understand and delivered the goods promptly.
Go Clemson Tigers
Reply from Nicole Munnerlyn
August 3rd, 2026 01:50 PM
Thank you so much for your kind words! It was truly a pleasure working with you. I'm so glad I could help make the mortgage process easy to understand and be there whenever you had questions. Thank you for trusting me with such an important...
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Nicole was patient, professional, and so knowledgeable regarding the mortgage loan process. She was a huge help from start to finish and we'd recommend her services with no reservation. Easiest lending experience ever!
Nicole met all of our lending needs. She is very communicative and professional. I highly recommend Nicole Munnerlyn and Lower Mortgage.
Reply from Nicole Munnerlyn
December 16th, 2025 01:50 PM
Thank you so much for your kind words and recommendation. It was a pleasure helping you with your home financing, and I’m so glad we could meet all your needs. I truly appreciate your trust in me and Lower Mortgage.
Nicole and her team were phenomenal throughout our home buying process. She was always prompt, incredibly friendly, and made my wife and me feel genuinely welcomed to the area. Nicole even shared her go-to spots for everything our family might...
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Reply from Nicole Munnerlyn
December 16th, 2025 01:50 PM
Thank you so much for this thoughtful review! It was truly a joy helping your sweet family relocate and get settled into your new home. I know moving with kids can be a whirlwind, so I’m glad we could make the process feel smooth—and even fun!...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.