Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nicole Munnerlyn was amazing to work with as well as her team.
Nicole simplified the process and eliminated any concerns I had.
Reply from Nicole Munnerlyn
January 20th, 2026 02:51 PM
Thank you so much for the kind words. It was truly an honor to work with you as well. I am grateful for your trust, and I loved helping make your move to Greenwood smooth and stress-free. I am looking forward to that coffee date soon. Welcome...
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Great interaction. Everything went smoothly.
Reply from Nicole Munnerlyn
January 20th, 2026 02:55 PM
Thank you for taking the time to share this. I’m so glad to hear everything went smoothly. Please know I’m always here if you need anything, and I look forward to staying in touch and all future conversations.
Working with Nicole was seamless from beginning to end. She is the ultimate professional in the mortgage loan industry understanding her client's needs from a personal level to support any concerns and solve complex situations with ease. She...
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Reply from Nicole Munnerlyn
January 20th, 2026 02:55 PM
Thank you so much for those incredibly kind words. It truly means more than you know. It was an honor to work with you, and I’m grateful for the trust you placed in me throughout the process. Supporting you and navigating the details together...
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Great communication to make sure everything was in place for the closing.
Reply from Nicole Munnerlyn
January 20th, 2026 02:56 PM
Thank you so much for the kind review. I’m glad the communication helped make closing smooth and well coordinated. I truly appreciate the opportunity to work with you, and I’m always here if you need anything in the future.
Lots of technoloft issues - as buyers - we put faith in lender to get the best possible rates Our daughter was going through the process at same time and was able to get better rates with a different lender because of our time frame- we had...
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Nicole was very personal and professional
Reply from Nicole Munnerlyn
January 20th, 2026 02:59 PM
Thank you so much for the kind words. I truly appreciate you sharing this, and I’m grateful for the opportunity to work with you. It means a lot to hear that the experience felt both personal and professional.
Working with Nicole was truly one of the best parts of our entire home-buying process. From day one, she went above and beyond for us. She responded so quickly to every question (and we had a lot!), made herself available anytime we needed...
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Reply from Nicole Munnerlyn
January 20th, 2026 03:00 PM
Thank you so much for this incredibly thoughtful and heartfelt review. It truly means the world to me. Being part of this journey was an absolute honor, and I’m so grateful for the trust placed in me from start to finish. Knowing the experience...
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Smooth however I never recommend any co.
Good communication. easy to understand explanations
Reply from Nicole Munnerlyn
January 20th, 2026 03:03 PM
Thank you for the kind review. I’m glad the communication was clear and the explanations were easy to understand. I truly appreciate the opportunity to work with you, and I’m always here if you need anything moving forward.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.