Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nicole cares! She makes this experience as easy as she can, and makes this process great. She loves her job and you can tell. She is an absolute joy!
Reply from Nicole Munnerlyn
May 18th, 2026 01:57 PM
Thank you so much, Taylor. It has been such a privilege to walk alongside you and Macie throughout this journey. Your perseverance and positive attitude through every obstacle were truly inspiring, and seeing you become a homeowner made all...
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answered all of my questions and provided solutions
Reply from Nicole Munnerlyn
May 14th, 2026 01:43 PM
Thank you for the review. We will continue to be here for any questions that you have. Congratulations!
We had an incredible experience with Nicole. She was extremely helpful and guided us in the right direction. When we were confused or u sure of things, she kindly explained them so we felt comfortable moving forward.
Reply from Owner
August 3rd, 2026 01:42 PM
Thank you so much for your thoughtful review! It truly means a lot to know you felt supported throughout the process. My goal is always to make sure my clients understand every step so they can move forward with confidence, never feeling rushed...
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Careing from the first moment to the very last I knew that she cared about me my family having a home not just a house a home her knowledge and ability made the whole process so easy but it was always about how much she cared
Reply from Nicole Munnerlyn
May 13th, 2026 03:15 PM
Gilbert I am so happy to see you and your sweet family finally have a place to call HOME. It was my pleasure to work with you. You made my job very easy. I look forward to seeing pictures and hearing about the garden.
Great experience and communication
Reply from Nicole Munnerlyn
May 4th, 2026 07:55 PM
I'm glad to hear that you had a great experience, Marion. Your feedback on the communication is appreciated. If there's anything more I can do for you, please let me know.
Nicole and her team went above and beyond to make my closing as smooth as possible.
Reply from Nicole Munnerlyn
May 13th, 2026 03:16 PM
Alice we loved working with you. We cannot wait for you to retire and be in SC full time. We look forward to seeing you when you come for visits.
Both Nicoles were very responsive and knowledgeable and helped to make it a pleasureable home buying experience
Reply from Nicole Munnerlyn
April 22nd, 2026 05:45 PM
I'm glad to hear that both Nicoles could make your home buying experience pleasurable, Tracey. It's great to know that our responsiveness and knowledge were helpful to you. If you have any future needs or questions, feel free to reach out.
Nicole was super responsive and helpful throughout the entire process. She made it stress free. We really appreciate her!
Reply from Nicole Munnerlyn
April 22nd, 2026 03:48 PM
I'm grateful for your kind words, Charles. It's nice to know that I could make the process stress-free and assist you effectively. If you ever need further help or have questions, I'm always here to support you.
Nicole and her team were great to work with from start to finish. She was a great communicator and very attentive to our desired goals with this transaction. She provided relevant options and sound guidance. Probably one of the easiest mortgage...
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Reply from Nicole Munnerlyn
April 14th, 2026 03:57 PM
I'm happy to hear that your mortgage transaction went smoothly, Michael. It's great to know that I could provide the communication and guidance you needed. If you have any more goals or questions in the future, I'm here to help.
Nicole is very motivated and knowledgeable she shares her wealth of information with anyone who needs it even when there’s nothing in it for her. She has a pure heart and I’ appreciate everything she’s taught me.
Reply from Owner
August 3rd, 2026 01:49 PM
Thank you so much for your incredibly kind words. That truly means a lot to me. I genuinely believe that educating and helping others is one of the most rewarding parts of what I do, whether or not it leads to a loan. Thank you for your trust...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.