

Nicole Miller
Mortgage Loan Officer | NMLS# 1684293


Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Nicole was very helpful, pleasant, and knowledgeable . I would recommend her to everyone!
Reply from Nicole Miller
August 18th, 2025 03:34 PM
Thank you so much Tyler! It was a pleasure working with you!
Nicole was excellent, answered all of our questions, and was very responsive. We deeply appreciate the help she gave us with getting our first home.
Reply from Nicole Miller
August 18th, 2025 03:35 PM
So excited for you all! It was so nice getting to work with you both!
She new her stuff very well !!!!
Reply from Nicole Miller
August 18th, 2025 03:35 PM
I'm glad to hear that my expertise was helpful during your experience. It was a pleasure to assist you, and I appreciate your feedback. Thank you for choosing Central Trust Bank.
Honesty!!!!
Reply from Nicole Miller
August 18th, 2025 03:35 PM
I appreciate your mention of honesty in your review, Jacob. It's wonderful to know that this aspect stood out to you. Thank you for sharing your experience and for valuing the work I do at Central Trust Bank. If there's anything else you'd...
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Overall everything was great
Reply from Nicole Miller
June 29th, 2025 02:06 PM
Thank you Karen!
Nicole was very helpful, timely, and informative throughout my homebuying process for whatever I needed.
Reply from Nicole Miller
June 29th, 2025 02:07 PM
Congratulations on the purchase of your first home!
Very responsive and knowledgeable in her field.
Reply from Nicole Miller
June 29th, 2025 02:07 PM
It was a pleasure working with you!
Nicole was a big help throughout the whole process all the way to being with us on closing day. We appreciate the help!
Reply from Nicole Miller
June 29th, 2025 02:08 PM
Thanks Katrina! So excited for your family!
Nicole was very punctual and polite with the whole process. She was very helpfully when we had questions or needed something sent to us.
Reply from Nicole Miller
June 29th, 2025 02:09 PM
Thanks James! Congratulations on your first home purchase!
Quick responses, good communication
Reply from Nicole Miller
April 22nd, 2025 07:20 PM
Thank you Spencer! It was a pleasure working with you!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science

Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
The Central Trust Bank NMLS ID # 407985