

Nicole Miller
Mortgage Loan Officer | NMLS# 1684293


Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Nicole Miller was helpful throughout the whole process. She was very knowledgeable of her job. She was patient with me in explaining each step. She was warm and friendly all the way through closing.
Reply from Nicole Miller
November 3rd, 2025 08:59 PM
Thank you Bonnie! You were so sweet to work with. Excited for your new home!
It was an amazing experience! Nicole was so helpful and communicative throughout the entire proces!
Reply from Nicole Miller
November 3rd, 2025 08:56 PM
Thank you. So happy for you!
Nicole was very helpful and responsive throughout the entire process.
Reply from Nicole Miller
November 3rd, 2025 08:58 PM
Thank you so much! It was a pleasure working with you both, I wish you all the best!
She made it easy
Reply from Nicole Miller
November 3rd, 2025 08:58 PM
I appreciate your positive feedback. I'm glad to hear that I was able to make things easy for you. If there's anything else you need, feel free to reach out.
Nicole was so unbelievably helpful and kind. She was very patient and understanding. She was more than happy to explain each step to me and understood that this whole process was New to me. I am very thankful she was a part of my home buying...
read more
Reply from Nicole Miller
November 3rd, 2025 08:57 PM
This is so sweet! It was such a pleasure working with you! So happy for you!
Nicole is great to work with. She is always responsive and communicates well.
Reply from Nicole Miller
November 3rd, 2025 08:57 PM
Thank you so much for the kind words!
Worked as advertised.
Reply from Nicole Miller
September 11th, 2025 01:30 PM
Thanks Ray! Wish you all the best!
Nicole keep me informed to the whole process quickly.
Reply from Nicole Miller
September 11th, 2025 01:29 PM
Happy to hear you had a great experience! It was a pleasure to work with you!
nicole was great to work with throughout the entire process and prompt to answer all question.
Reply from Nicole Miller
September 11th, 2025 01:29 PM
Thank you for the kind words!
Everything went smooth and quickly. Nicole answered any questions promptly
Reply from Nicole Miller
September 11th, 2025 01:29 PM
Thank you Jonathan! It was a pleasure working with you!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science

Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
The Central Trust Bank NMLS ID # 407985