Nicole Miller
Mortgage Loan Officer | NMLS# 1684293
Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
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Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Nicole and autumn were great to work with
Very good communication! Everything went smooth and easy!
Simple process and Nicole was very easy to work with . Thanks
Super easy! Thanks for making things go so smoothly!
Reply from Nicole Miller
October 28th, 2026 01:29 PM
Appreciate that Kim! It was so nice to meet you and Bill!
it was great dealing with Nicole. The process went extremely easy.
Reply from Nicole Miller
October 28th, 2026 01:28 PM
Thanks Bill! Pleasure working with you!
Went above and beyond to get our loan through.
Reply from Nicole Miller
October 28th, 2026 01:28 PM
Susan, we made it! Thanks for sticking with us on getting you the financing you needed. Excited for you!
Bery easy to work with
Reply from Nicole Miller
October 28th, 2026 01:27 PM
Thank you for the kind words! Happy we could help you out.
Nicole kept me informed of everything going on with paperwork. Worked with me having to reschedule several times. Very understand of my situation. She is a very sweet and kind person.
Reply from Nicole Miller
October 5th, 2026 08:55 PM
Ellen - we made it! SO happy we could help you out!
Nicole was a awesome and very professional in helping us . She helped us in every step of the process
Reply from Nicole Miller
October 5th, 2026 08:55 PM
Hi Larry, thank you for the kind words! It was a pleasure working with you, I wish you all the best in your new home!
Nicole made our experience smooth. we've worked with her before and have always been pleased!!
Reply from Nicole Miller
September 11th, 2026 12:36 PM
Robyn, I'm thankful for your kind feedback. It's nice to hear that your experience was smooth and that you've been pleased working with me in the past.
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985