

Nicole Miller
Mortgage Loan Officer | NMLS# 1684293


Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Bery easy to work with
Nicole kept me informed of everything going on with paperwork. Worked with me having to reschedule several times. Very understand of my situation. She is a very sweet and kind person.
Reply from Nicole Miller
October 5th, 2026 08:55 PM
Ellen - we made it! SO happy we could help you out!
Nicole was a awesome and very professional in helping us . She helped us in every step of the process
Reply from Nicole Miller
October 5th, 2026 08:55 PM
Hi Larry, thank you for the kind words! It was a pleasure working with you, I wish you all the best in your new home!
Nicole made our experience smooth. we've worked with her before and have always been pleased!!
Reply from Nicole Miller
September 11th, 2026 12:36 PM
Robyn, I'm thankful for your kind feedback. It's nice to hear that your experience was smooth and that you've been pleased working with me in the past.
I had a lot of questions. Nicole patiently addressed them all. I never felt ignoran or as if requesting too much. Very good experience.
Reply from Nicole Miller
September 7th, 2026 01:20 PM
Laura, I'm grateful for your kind feedback. It's great to know that I could provide a good experience by addressing all your questions patiently.
Nicole is very responsive and professional.
Reply from Nicole Miller
September 2nd, 2026 12:43 PM
Nicholas, I appreciate your kind words. I'm glad to hear that you found my responsiveness and professionalism to your satisfaction.
Nicole is always a pleasure to work with. She answered all my questions and worked with our schedule. It was greatly appreciated.
Reply from Nicole Miller
August 3rd, 2026 04:14 PM
Hi Ashley - happy to assist! Thank you for the kind review!
Nicole was very communicative with us for months in our search for a house & helped us through the process of closing. Nicole made the whole experience comfortable.
Reply from Nicole Miller
July 20th, 2026 12:50 PM
Pamela, I'm happy to hear that I could make your home search and closing process comfortable. Your kind words mean a lot, and I'm glad I could assist you throughout these months. Thank you for choosing to work with me!
WgWGEWBVery
Reply from Nicole Miller
July 17th, 2026 05:54 PM
Thank you for the positive rating, Catherine. If there's anything else you'd like to share about your experience, please feel free to reach out.
Nicole saved us making trips to her office and the loan process was very professional. In addition Nicole had alot of patience with this old man. Thnx
Reply from Nicole Miller
July 17th, 2026 01:10 PM
I'm grateful to know that I could make the loan process convenient and professional for you. It was my pleasure to assist, and I'm happy to have helped with patience and understanding. Thank you for your kind words, Jonny!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science

Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
The Central Trust Bank NMLS ID # 407985