Nicole Miller
Mortgage Loan Officer | NMLS# 1684293
Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Everything ran so smoothly. I have sold and purchased many homes and I will say that this has been the best experience for me! Thank you so very much for all your hard work and dedication!
Reply from Nicole Miller
December 31st, 2025 07:05 PM
Eric - I so appreciate your kind words!
Nicole made the experience run so smooth and easy for us.
Reply from Nicole Miller
December 31st, 2025 07:04 PM
Thank you so much Connie!
Nicole was always very responsive and worked with us over many months as we looked for a home. She provided probably a half dozen prequalification letters in the process. Very helpful.
Reply from Nicole Miller
December 2nd, 2025 04:36 PM
Aaron - it was so great working with you! Thank you for trusting me with your new home purchase!
Ooooʻooooooooooo
Quick and easy
Reply from Nicole Miller
December 2nd, 2025 04:36 PM
It was a pleasure working with you Jason!
Nicole was very prompt with all communication. I appreciate her help and guidance during this !
Reply from Nicole Miller
December 2nd, 2025 04:36 PM
I appreciate your kind words about my communication and guidance throughout the process. It was a pleasure assisting you, and I'm glad to have been able to help. Thank you for choosing Central Trust Bank.
Easy process and good people to work with
Reply from Nicole Miller
December 2nd, 2025 04:37 PM
I'm glad to know that you found the process easy and enjoyable. Working with good people can truly make a difference. Thank you for sharing your experience, and I appreciate your trust in Central Trust Bank.
Easy to reach by phone and email. Great explanations. Answered all my questions thoroughly.
Reply from Nicole Miller
December 2nd, 2025 04:37 PM
Thank you so much! It was a pleasure working with you!
Easy process& great communication.
Reply from Nicole Miller
December 2nd, 2025 04:37 PM
I appreciate your feedback on the process and communication. I'm glad to hear that everything went smoothly for you. If there's anything more I can assist with, please don't hesitate to reach out.
All communication was timely and clear and the closing and process went smoothly.
Reply from Nicole Miller
November 3rd, 2025 08:59 PM
I appreciate your kind words! It was great working with you!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985