

Nicole Miller
Mortgage Loan Officer | NMLS# 1684293


Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
all info was explained clearly, service was excelent
Reply from Nicole Miller
June 29th, 2025 02:13 PM
Thanks Gary! It was great working with you!
Everything was such an easy process. Communication was great!
Reply from Nicole Miller
June 29th, 2025 02:13 PM
Thank you for trusting me with your mortgage loan!
Nicole was very professional and helpful throughout the entire process. She is also a very kind person and a pleasure to work with.
Reply from Nicole Miller
June 29th, 2025 02:13 PM
I'm thrilled to hear that you found the refinancing process professional and helpful. It was a pleasure working with you, and I truly appreciate your kind words. If you need any further assistance, please feel free to reach out.
Nicole answered all my questions , guided me through the whole proces.
Reply from Nicole Miller
June 29th, 2025 02:14 PM
Thank you for trusting me! It was great working with you!
Outstanding communication, straight forward, wonderful person and professional!
Reply from Nicole Miller
June 29th, 2025 02:14 PM
I'm thrilled to hear that you had such a positive experience with the communication and professionalism during your loan process. It was a pleasure assisting you with your purchase at Central Trust Bank. Thank you for your kind words!
Everything was online whichbwas convenient and Nicole was available when we needed something!
Reply from Nicole Miller
June 29th, 2025 02:14 PM
Thank you so much!
I had a fabulous experience with Nicole Miller as our mortgage lender. I'm a first time homebuyer so the entire experience was new to me and Nicole made it a super easy process. From our first time meeting to review financials and discuss different...
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Reply from Nicole Miller
June 29th, 2025 02:15 PM
I'm delighted to hear that your first-time homebuying experience was positive and seamless. It was a pleasure assisting you throughout the process, and I appreciate your kind recommendation. Thank you for trusting me and Central Trust Bank...
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Nicole did an excellent job as our mortgage lender. She was professional, knowledgeable, and made the process smooth and stress-free. Her clear communication and attention to detail ensured everything was handled efficiently which was particularly...
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Reply from Nicole Miller
June 29th, 2025 02:15 PM
I'm thrilled to hear that you had such a positive experience with your mortgage process. It was a pleasure assisting you, and I'm glad that my communication and attention to detail helped make everything smooth and stress-free, especially with...
read more
Nicole was always very responsive and was great at explaining anything we weren't sure on during the whole process of getting a mortgage.
Reply from Nicole Miller
June 29th, 2025 02:16 PM
Thank you Kristen! It was such a pleasure working with you!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science

Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
The Central Trust Bank NMLS ID # 407985