Nicole Miller
Mortgage Loan Officer | NMLS# 1684293
Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
was very helpful from the start. She did everything she could for us and made the process easy on me. She's very clear in the documents needed and was helpful with any questions I had.
Reply from Nicole Miller
March 9th, 2026 08:47 PM
It was so great to work with you all again! Hope you are enjoying the home!
Nicole and central staff was very communicative and made my experience very smooth and fast!
Reply from Nicole Miller
March 9th, 2026 08:45 PM
Great to hear! Thank you for choosing Central!
Very comfortable to deal with or talked to and if have some trouble to understand she was there to explained with , very friendly and approachable.
Reply from Nicole Miller
March 9th, 2026 08:45 PM
Happy that we could help you out Linda!
Nicole walkes me through each step, explained things in language that was easy to understand and andwered all of my questions.
Reply from Nicole Miller
March 9th, 2026 08:48 PM
Thank you for the kind words!
We had a great experience because Nicole was knowledgeable, responsive, and truly cared about making the process smooth from start to finish. It was a pleasure to work with her again.
Reply from Nicole Miller
March 9th, 2026 08:48 PM
I so appreciate your kind words! It was a pleasure helping you out.
Everything went perfect until the day before the original closing where it had me bringing cash to closing and that was never discussed. That was a central bank issue that I wish had been brought up earlier in the process. Nicole did a perfect...
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Reply from Nicole Miller
March 9th, 2026 08:49 PM
David, I'm glad to hear that you felt supported throughout the process. I apologize for the inconvenience with the last-minute cash requirement. It's important to me that these matters are handled smoothly, and I appreciate your understanding...
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Thank.you.
Reply from Nicole Miller
March 9th, 2026 08:49 PM
Such a pleasure to work with you again!
Easy to talk to and she was very quick to answer my questions no matter how ridiculous. Very helpful in helping me understand things as a first-time home buyer
Reply from Nicole Miller
March 9th, 2026 08:45 PM
It was such a pleasure to work with you Sandra!
Very easy proces!
Reply from Nicole Miller
December 31st, 2025 07:05 PM
So great to work with you again!
Nicole was amazing to work with. She was very professional and responded to my questions in a timely manner. Her explanation of the loan process was very easy to understand and she answered any and all of my questions quickly. She is definitely...
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Reply from Nicole Miller
December 31st, 2025 07:05 PM
Thanks Rebekah! So excited for you!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985