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Nicole Miller - Mortgage Loan Officer | NMLS# 1684293 in Springfield, MO

Nicole Miller

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Mortgage Loan Officer | NMLS# 1684293

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Missouri State University
Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
Company Logo
Missouri State University
Missouri State University
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    J
    Joyce E
    Posted on April 12th, 2026 08:18 PM
    Painless, pleasant, thorough
    Reply from Nicole Miller
    June 24th, 2026 04:41 PM
    Thank you for trusting me again with your financing needs!
  • TotalExpert
    B
    Bruce A
    Posted on April 10th, 2026 12:55 PM
    Responsive, accurate and timely.
    Reply from Nicole Miller
    June 24th, 2026 04:40 PM
    Thanks Bruce, it was a pleasure working with you again!
  • TotalExpert
    B
    Baylee B
    Posted on March 30th, 2026 01:13 PM
    Quick and efficient process! Was nice to complete a lot of things digitally
    Reply from Nicole Miller
    June 24th, 2026 04:40 PM
    It was a pleasure working with you!
  • TotalExpert
    T
    Trevor B
    Posted on March 26th, 2026 12:37 PM
    Nicole was informative and knowledgeable during the entire HELOC process. She had excellent communication and was great to work with!
    Reply from Nicole Miller
    June 24th, 2026 04:40 PM
    Appreciate your kind words!
  • TotalExpert
    N
    Norman M
    Posted on March 25th, 2026 03:57 PM
    it helped being able to do most of the paperwork with online signing
    Reply from Nicole Miller
    June 24th, 2026 04:39 PM
    It was a pleasure getting to work with you again!
  • TotalExpert
    D
    Denise R
    Posted on March 21st, 2026 11:47 PM
    Clear communication is huge for me and you all knocked it out of the park! The entire process was one of the most simple I've ever experienced. There was one hiccup but it was not related to Central Bank or it's employees.
    Reply from Nicole Miller
    June 24th, 2026 04:39 PM
    So happy we were able to help Denise!
  • TotalExpert
    N
    Nicolas K
    Posted on March 18th, 2026 11:30 PM
    I'm a first time homeowner and Nicole was very helpful throughout my buying process. She is there to answer all of my questions and guide me forward. I'm happy to work with her!
    Reply from Nicole Miller
    June 24th, 2026 04:38 PM
    Thank you so much - happy to help!!
  • TotalExpert
    H
    Hira H
    Posted on March 12th, 2026 10:13 PM
    Nicole was very communicative and answered all of our questions in a timely manner. She explained all of our rate options and helped guide us to a monthly payment plan that fit our budget. She was great to work with, and even offered to join...
    read more
    Reply from Nicole Miller
    June 24th, 2026 04:38 PM
    Thank you for the kind words! It was such a pleasure working with you!
  • TotalExpert
    M
    Melinda H
    Posted on March 9th, 2026 03:08 PM
    Nicole was beyond responsive to my questions during this process, I would highly recommend her to others. Thank you!
    Reply from Nicole Miller
    March 9th, 2026 08:46 PM
    Melinda, I appreciate your recommendation and am glad I could be responsive to your questions. Thank you for choosing me to assist you with this process at Central Trust Bank. If you have any further questions, feel free to reach out.
  • TotalExpert
    W
    William P
    Posted on March 8th, 2026 01:05 PM
    Nicole answered any of our questions in a very timely manner and was alway's very professional . Very positive experience for us
    Reply from Nicole Miller
    March 9th, 2026 08:47 PM
    William, I'm pleased to know that I could assist you promptly and professionally. It's great to hear that you had a positive experience. Thank you for your feedback, and for allowing me to help with your needs at Central Trust Bank.
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    About
    Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Loans
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    Education
    • Missouri State University
      Business
      Bachelor of Science
      Missouri State University logo

    Year Started

    2021

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1684293
    Hobbies
    • Jeeping, Coaching Volleyball
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985